General Manager

2 weeks ago


Bengaluru, Karnataka, India Skill Ventory Full time

Roles and Responsibilities

As a portfolio analyst for unsecured loans, your primary responsibility would be to analyze the performance of the portfolio of unsecured loans, identify risks and opportunities, and provide recommendations to management to optimize portfolio performance. Here are some key tasks that you may be involved in as a portfolio analyst for unsecured loans:

Monitor the performance of the unsecured loan portfolio: You will be responsible for regularly monitoring the performance of the unsecured loan portfolio, including delinquency rates, default rates, and charge-offs.

Conduct risk analysis: You will be required to identify and analyze risks associated with the unsecured loan portfolio, including credit risk, market risk, and operational risk. You will use statistical models and tools to analyze the data and identify areas of concern.

Identify opportunities for optimization: You will use your analysis to identify opportunities to optimize the performance of the unsecured loan portfolio. This may involve developing new strategies for loan origination or collection, modifying credit policies, or improving underwriting standards.

Report on portfolio performance: You will be responsible for generating regular reports on the performance of the unsecured loan portfolio. These reports may be used by senior management to make strategic decisions.

Collaborate with other departments: You will work closely with other departments, such as risk management, underwriting, and collections, to ensure that the unsecured loan portfolio is managed effectively.

Stay up-to-date with industry trends: You will need to stay informed about industry trends, regulatory changes, and best practices related to unsecured loans. This may involve attending industry conferences, reading industry publications, and collaborating with other professionals in the field.


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