
>Branch Financial Manager
2 days ago
Financial Services Manager
">- Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan
- Training- Provide training to team members on credit appraisal and underwriting processes.
- Delinquency Management – monitoring and controlling delinquent accounts within the location.
- Vendor / Cost management – managing outsource agencies and ensuring timely delivery of services.
- PDD Management – tracking and controlling PDDs through proper MIS for the location.
- Quality Management in terms of Audit, Compliance and Hindsighting.
- Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loans.
- Process Management – Understanding process and policies and implementing the same to ensure smooth transactions.
- Training- Provide training to team members so that they work in synergy with company policies and norms.
- Delinquency Management for the location.
- Vendor / Cost management – managing outsource agencies and ensuring TAT is maintained by these agencies.
- Quality Management in terms of Audit, Compliance and Hindsighting.
- Basic knowledge of loan underwriting
- Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
- Ability to conduct personal discussions with clients (self-employed) independently and arrive at cash flow analysis.
- Good communication and report writing skills
- Basic knowledge of Banking Good Knowledge of computer applications
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