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RL - SBB:Secured Products Team

2 months ago

mumbai, India Axis Bank Full time

Currently SBB Deals with Several products under workingCapital Viz Digital STP QOD, Regular OD & Drop Line OD, Cash Credit, Term Loans, Merchant Cash Advance, Non Fund Based Products, and Loans for SEP 

Key Responsibilities:

Responsible for the Product Innovation & Life Cycle Management of WC Products  Managing a WC book of about 35K Crore (FY 23 Exit) & being responsible for the P&L  Strategize to Commercialize, monitor bottom line and set Controls for Robust Outcomes  Be a Strong line of Support for the Front end team Team Handling Role with an opportunity to create Road map for future growth.  Collaborate with Stake holders to augment existing Product, Policy & Process  Be a part of the Digital transformation Journeys & drive the outcomes  Budgeting & Constant review of goals in sync with Sales teams to deliver the goals.  Ensure Compliance to all Governing regulations.  Risk Management & monitoring of the book to ensure responsible Lending  Monitor the RAROC & Yield closely, Take necessary steps proactively.

Qualifications:

Optimal qualification for success on the job is:

Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

Strategic , Innovative Mindset with an ability to Think & create Road maps  Execution Mindset to Create Several Pilots/ Projects and take them to logical conclusion  Acumen to challenge Current Process & aim to create better ones  Ability to partner in Creating new business models to aid growth  WorkingCapitalKnowledge shall be an added advantage  Result Oriented to strongly drive the outcomes by effective Collaboration