
Credit Analyst-unsecured Business Loan
3 weeks ago
We are looking for detail-oriented and analytical Credit Analyst to join our Credit team The candidate will be responsible for assessing creditworthiness credit analysis preparing CAMs managing credit risk and ensuring the financial stability of our customers NBFC This role involves evaluating credit applications monitoring existing credit accounts and collaborating with internal teams to support informed credit decisions Our ideal candidate has a solid understanding of lending procedures excellent problem-solving skills and a professional attitude towards managing credit issues Responsibilities Credit Evaluation Analyse credit applications and financial statements to assess credit risk and determine appropriate credit limits and terms Risk Assessment Conduct thorough credit risk assessments using quantitative and qualitative methods Monitor and review credit risk exposure for wholesale accounts Data Analysis Utilize financial data market trends and credit scoring models to evaluate the financial health of wholesale customers Reporting Prepare detailed credit reports and summaries for senior management highlighting potential risks and recommending action plans Customer Interaction Communicate with customers to gather necessary financial information address credit concerns and negotiate terms and conditions Credit Policy Adherence Ensure compliance with company credit policies and procedures Recommend updates or improvements to credit policies as needed Collection Support Collaborate with the collections team to manage overdue accounts and resolve any credit-related issues Market Research Stay informed about industry trends economic conditions and competitor activities to anticipate potential credit risks Presentation Preparing and presenting reports on credit related activities to upper management Qualifications Proven work experience as a Credit analyst or similar role Knowledge of credit-related laws and regulations Experience performing credit reviews and risk assessment Proficiency with databases and software for processing credit applications Strong analytical and negotiation skills Excellent organizational and leadership skills Graduate and above bachelor s degree in business administration Finance or relevant field will be preferred Good understanding of accounting standards balance sheet analysis Additional Information Job Title Credit Analyst Work Environment Office setting Some travel may be required for client meetings Reporting Structure As per management decision Salary Salary is based upon candidate experience and qualifications as well as market and business considerations Location Pune Maharashtra Employment Type Full-time Equal Opportunity Statement We are an equal opportunity employer and value diversity at our company We do not discriminate on the basis of race religion colour gender age marital status veteran status etc
-
MSME Credit Analyst
7 hours ago
Pune, Maharashtra, India Finfactor Full time ₹ 9,00,000 - ₹ 12,00,000 per yearAbout the role:We are seeking a seasoned MSME Credit Analyst with a minimum of 3 years of experience specializing in SME, corporate, and business loans. The ideal candidate will have deep expertise in credit analysis for unsecured SME loans and a hands-on approach to evaluating credit risk.What you will do:Conduct a thorough analysis of banking statements...
-
Lead Credit Manager: Business Loan Expert
1 week ago
Pune, Maharashtra, India beBeeBusiness Full time ₹ 5,00,000 - ₹ 7,00,000Key ResponsibilitiesCritical input formulation for credit and risk strategies is required.Adept in managing & leading teams for successful Credit process operations & experience of developing procedures, service standards for business excellence.Excellent interpersonal, communication and organizational skills with proven abilities in training & development,...
-
Sales Manager
4 days ago
Pune, Maharashtra, India Bajaj Finance Full time ₹ 6,00,000 - ₹ 18,00,000 per yearJob Description: Sales Manager Unsecured Business LoansCompany: Bajaj FinservLocation: PuneDepartment: Sales & Business DevelopmentRole OverviewBajaj Finserv is seeking a dynamic and result-driven Sales Manager to lead sales of Unsecured Business Loans in Mumbai. The candidate should have strong experience in selling personal loans, unsecured loans, and...
-
Experienced Senior Credit Manager Wanted
2 weeks ago
Pune, Maharashtra, India beBeeCreditProfessional Full timeSenior Credit Professional Job OpportunityWe are seeking an experienced Senior Credit Professional to join our team. As a seasoned credit manager with 7-10 years of experience in MSME lending, preferably within an NBFC environment, you will be responsible for maintaining credit quality while supporting business growth.Credit Underwriting:Perform detailed...
-
Manager / Sr. Manager – Loan & Credit Operations
4 hours ago
Pune, Maharashtra, India Aditya Consulting Full time ₹ 12,00,000 - ₹ 36,00,000 per yearAbout the RoleWe are seeking an experiencedManager / Senior Manager – Loan & Credit Operationsto lead and oversee end-to-end loan operations for MSME and Business Loans. The ideal candidate will bring extensive NBFC experience, a strong foundation in central operations, and proven expertise in credit underwriting, ensuring compliance with regulatory...
-
Senior Credit Specialist
2 weeks ago
Pune, Maharashtra, India beBeeCredit Full time ₹ 8,00,000 - ₹ 15,00,000Job Summary:We are seeking a diligent Credit Analyst to join our team. The successful candidate will be responsible for efficient credit underwriting of proposals from non-banking financial companies (NBFCs) and finance institutions (FIGs). This includes maintaining a quality portfolio by diligently processing all credit proposals and post-disbursement...
-
Team Leader
2 weeks ago
Pune, Maharashtra, India Brickfolio Pvt. Ltd Full time ₹ 1,50,000 - ₹ 28,00,000 per yearRole OverviewWe are looking fordynamic and result-driven Team Leadersto manage and grow our Loan Vertical. The role involvesleading a team of Strategic Loan Planners, driving business across both secured and unsecured loan products, strengthening bank/NBFC partnerships, ensuring compliance, and delivering strong sales performance.Key ResponsibilitiesLead,...
-
Credit Risk Strategist
2 weeks ago
Pune, Maharashtra, India beBeeCredit Full time ₹ 1,20,00,000 - ₹ 2,00,00,000Senior Credit Risk Manager PositionJob Description:We seek an accomplished Senior Credit Risk professional to spearhead our credit risk framework for unsecured lending.Key Responsibilities:Credit Risk Strategy & Policy:Develop and maintain comprehensive credit risk policies and frameworks for unsecured products.Review and enhance underwriting norms in line...
-
Pune, Maharashtra, India Aditya Consulting Full time ₹ 15,00,000 - ₹ 25,00,000 per yearPosition: Credit Risk Manager – MSME / Business LoansLocation:PuneExperience:7–12 YearsMinimum5+ Years in NBFCQualification:Chartered Accountant (CA) with 7–12 years post-qualification experienceKey Responsibilities: Conduct detailedfinancial analysis & credit risk assessmentfor MSME borrowers UnderwriteBusiness Loans, LAP, Equipment Loans, and Supply...
-
Head of DSA
3 weeks ago
Pune, Maharashtra, India e-Hireo Full timeJOB DESCRIPTIONExperience : 14 - 18 YrsLocation : Pune Designation : VP / Deputy VP - Head of DSA (Direct Seling Agent)Role Summary: The Head of DSA – Unsecured Loans will be responsible for driving business growth through the DSA (Direct Selling Agent) channel for unsecured lending products such as personal loans, business loans, and consumer durable...