MSME Credit Analyst

7 hours ago


Pune, Maharashtra, India Finfactor Full time ₹ 9,00,000 - ₹ 12,00,000 per year

About the role:

We are seeking a seasoned MSME Credit Analyst with a minimum of 3 years of experience specializing in SME, corporate, and business loans. The ideal candidate will have deep expertise in credit analysis for unsecured SME loans and a hands-on approach to evaluating credit risk.

What you will do:

Conduct a thorough analysis of banking statements for MSME underwriting.

Perform a detailed analysis of GST returns.

Provide actionable recommendations based on credit risk assessment.

Collaborate with internal product and technology teams to identify and support automation

opportunities.

What You Bring:

Bachelor's in Finance, Accounting, Commerce, or related field.

3-7 years of MSME credit analysis experience (banking & GST-focused).

Exposure to SME and working capital loan assessments is preferred.

Familiarity with post-disbursement monitoring is a plus Strong in MS Excel; comfortable with tech tools.

Sharp eye for detail and data accuracy.

Effective communicator with strong analytical thinking.

Ability to handle multiple deadlines under pressure.

Why Join Us?

Compensation: Competitive salary with performance-linked growth opportunities.

Impact: Contribute to smarter credit decisions for MSMEs, helping shape India's lending ecosystem.


• Professional Growth: Work on real-world financial data, sharpen your credit analysis skills, and grow with a fast-scaling fintech.


• Work Environment: Join a collaborative, ownership- driven culture that values precision, problem-solving, and purpose.


• Accelerated Growth: High-impact role with strong learning, visibility, and leadership potential

Let's talk. Send your resume to 

Apply now



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