Credit Manager
4 days ago
10339 To underwrite and manage the portfolio in assigned branch location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities 2 Under write proposals as per the laid down policies procedure to honor the agreed SLAs and manage city area business volumes 3 Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit KYC documents and verification- telephonic field collateral visits 4 Assess income to obligation ratios in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure 5 Maintain Portfolio MIS Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same 6 Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties 7 Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems 8 Exceed service quality standards and strive for continuous process improvement 9 Undertake critical review of the credit proposals with a view to bring out the industry business financial management and facility structure risk contained in the credit proposal 10 Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal 11 Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team 12 Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable 13 Facilitate critical review and documentation of the proposals and effectively monitor the client collateral creditworthiness from the pre-sanction to post disbursement phase undertaking steps for risk mitigation whenever required while ensuring adherence to legal documentation norms policies 14 Manage the credit underwriting function of his her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team Post Graduate Graduate in any discipline
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Zonal Credit Manager
1 week ago
Hyderabad, Telangana, India Credit Saison Full time ₹ 20,00,000 - ₹ 25,00,000 per yearAbout Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
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Area Credit Manager
2 weeks ago
Hyderabad, Telangana, India Kotak Mahindra Bank Full timeJob Category KMBL Degree Level Bachelor s Degree Grade-M5 M6 Role- Area Credit Manager Candidate shall be a part of credit team in the capacity of Area Credit Head for West which caters to Maharashtra Central for Relationship Banking RBG Group and TDF and will be based at Mumbai RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the...
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Hyderabad, Telangana, India Kotak Mahindra Bank Full timeJob Category KMBL Degree Level Bachelor s Degree Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting making proposals of Working Capital Finance Fund Non Fund based Under writing cases with desired level of quality and enabling achievement of branch...
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Location Credit Manager-hf-housing Finance-credit
12 hours ago
Hyderabad, Telangana, India Kotak Mahindra Bank Full timeJob Category KMBL Degree Level Bachelor s Degree Strong Domain knowledge in Credit Assessing the Credit Risk basis geography and security offered references and financials as well as facility structure Proactively developing enterprise-wide risk Management strategies and practices for various HL transactions Understanding on various operational legal...
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Credit Manager
2 weeks ago
Hyderabad, Telangana, India Kotak Mahindra Bank Full timeCredit Manager-SALARIED PL AND WORKING CAPITAL-Credit We are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring...
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Credit Manager
7 days ago
Hyderabad, Telangana, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per year10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...
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Credit Manager
3 days ago
Hyderabad, Telangana, India Northeast Chit Fund Services Full time ₹ 9,00,000 - ₹ 12,00,000 per yearJob Description:Credit Manager with experience in chit funds or financial services to oversee the creditunderwriting, risk assessment, and portfolio monitoring of subscribers. The ideal candidatewill be responsible for evaluating the creditworthiness of members, ensuring compliance withcompany policies, and supporting healthy portfolio growth while...
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Credit Manager
2 days ago
Hyderabad, Telangana, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per yearDescription10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...
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Credit Manager
2 days ago
Hyderabad, Telangana, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per yearCredit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit Key Responsibilities Credit Assessment: Risk Management: Loan Approval Process: Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. ...
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Credit Manager
3 days ago
Hyderabad, Telangana, India North East world Chit Fund Full time ₹ 3,60,000 per yearQualifications and Skills:Graduate / Post Graduate in Commerce, Finance, Accounting, or Business Administration.Minimum 3 years of relevant experience in credit assessment or underwriting in Chit Funds / NBFC / Microfinance / Banking sector.Evaluate and underwrite chit lifting proposals, verify financials, and assess repayment capacity of subscribers.Review...
