Kotak Mahindra Bank/ Rm

1 week ago


Chennai Tamil Nadu, India Acura solutions Full time

Role Objective To acquire manage and grow mid-corporate client relationships typically 100- 750 Cr turnover segment by delivering credit solutions liability products and transaction banking services while ensuring portfolio quality and compliance Key Responsibilities 1 Client Acquisition Relationship Management Identify onboard mid-corporate clients in Chennai region Build multi-level relationships with promoters CFOs and treasury heads Manage end-to-end client onboarding documentation compliance Drive customer satisfaction and wallet share growth 2 Credit Risk Management Assess borrowing requirements structure credit proposals Working Capital TL NFB Financial statement analysis ratios cash flows capital structure industry benchmarking Prepare Credit Appraisal Memos for internal approvals Monitor portfolio health - reviews renewals early warning signals 3 Business Growth Revenue Generation Deliver AOP targets for Asset Book Growth WC CC OD BG LC TL LAP etc Liabilities Mobilization CA SA Term Deposits Transaction Banking CMS FX Trade Finance Cross-sell treasury cash mgmt corporate salary digital solutions 4 Compliance Governance Maintain strict adherence to KYC AML RBI norms internal risk policies Ensure clean portfolio manage overdue positions CMA breaches Required Skills Competencies Skill Category Required Expertise Financial Analysis Balance sheet PL CF analysis banking ratios Credit Structuring WC BG LC TL external ratings Sales Negotiation Corporate decision-making engagement Regulatory Knowledge RBI guidelines FEMA Trade Finance Collaboration Work with product legal ops credit treasury teams Qualifications MBA PGDM in Finance CA preferred 4-10 years experience in Corporate Mid-corporate Banking Strong Chennai corporate market understanding network Key Performance Indicators KPIs Asset book size yield improvement Fee income from trade CMS CASA growth and NTB acquisitions Portfolio risk score compliance metrics Client retention cross-sell ratio Typical Product Exposure Fund-based WC OD TL LAP LC-backed limits Non-fund based BG LC FX Derivatives as per internal approval matrix CMS POS Digital collections Vendor Financing Stakeholder Management Internal Credit Risk Legal Ops Trade Finance Treasury External Auditors Credit Rating Agencies Consultants


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