Relationship Manager

4 weeks ago

Puducherry, India Kotak Mahindra Bank Full time

Relationship Manager-Loan Against PropertyLocation Mumbai Reporting Relationships Location ManagerBusiness Description The Loan Against Property LAP Business vertical is the part of Secured Assets division of the Consumer Bank This vertical specializes in acquiring retail customers for funding against Residential Commercial Industrial Properties We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting The target customer segment is small medium traders manufacturers service provides and self-employed professionals We have recently started funding Salaried customers also The vertical has Pan India presence with coverage in most of the major towns of the country The Sales team comprises Relationship Managers RMs who are responsible for acquiring LAP customers from various channels i e Direct Marketing Agents Direct Sales Teams Branch Banking Other Group Businesses etc Job Role Manage sales for Loan against Property business from cross channel and open market Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property HF Working capital Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell Multi selling of Insurance CASA Credit Cards etc Training Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit Legal Technical RCU Operations Responsible for end to end processing of the case and updating the status of the same to the customers Ensuring Top Class service for Customers for better NPS Scores Experience in SECURED LOAN SALES is Must Job Requirements Qualification - Graduate MBA Skills Experience - Minimum 2 years work experience in Home Loan Mortgage Sales with DMA DST Bank Branches Customer relationship management skills Sales and service orientation

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