Area Credit Manager-loans Against Gold-credit

Job Description Candidate should have Good experience/sound knowledge in Gold Loans Business in all Functions Manage Gold loan underwriting in the assigned Area, ensure all the Process & Policies are followed as per defined guidelines wrt Customer profile & Gold Collateral etc Handle all internal Compliance & Audit related queries Ensure Trainings were done...

Job Description Key Responsibilities - Formulate and implement credit policies, procedures, and guidelines for the Consumer Durable Loan segment. - Collaborate with cross-functional teams to ensure effective implementation of credit policies in origination systems and decisioning platforms. - Monitor market trends and industry practices to benchmark internal...

Job Description Key Responsibilities - Own and drive credit policy design for cross-sell personal loan programs, focused on internal and partner customer bases. - Analyze customer behavior, repayment history, and alternate data to define eligibility and segmentation strategies. - Develop and optimize scorecard-based or rule-based underwriting models to...

Gold loan Officer will be responsible for managing the gold loan portfolio, Driving business development, Ensuring compliance with regulatory requirements and providing exceptional customer service. Gold loan Officer have strong understanding of the gold loan market, risk assessment, and the ability to lead a team effectively.. Oversee the gold...

Key Responsibilities:Credit Appraisal: Conduct thorough credit appraisals and due diligence for high-value LAP loan applications, including financial analysis, property valuation verification, and client risk profiling.Risk Assessment: Analyze credit risks associated with large-ticket LAP proposals, including assessment of repayment capacity, collateral...

Key Responsibilities: Credit Appraisal: Conduct thorough credit appraisals and due diligence for high-value LAP loan applications, including financial analysis, property valuation verification, and client risk profiling. Risk Assessment: Analyze credit risks associated with large-ticket LAP proposals, including assessment of repayment capacity, collateral...

Job Category KMBL Degree Level Bachelor s Degree We are looking for a motivated and customer-oriented Gold Loan Relationship Officer to drive business growth in the Loans Against Gold segment The role involves sourcing new customers managing existing relationships and ensuring smooth processing of gold loan applications The ideal candidate should have strong...

A Branch Executive for Gold Loan typically has several responsibilities revolving around managing the operations and business development of a branch that offers gold loan services. Here's a general job description: **Position Title: Branch Executive - Gold Loan** **1. Branch Operations Management**: - Oversee the day-to-day operations of the branch,...

Job Description Key Responsibilities - Develop and manage credit policies across consumer durable loan products and geographies. - Design rule-based and scorecard-driven underwriting criteria aligned with risk appetite and evolving market conditions. - Collaborate with OEMs, retailers, and sales finance teams to align credit policies with business strategy...

**Job Title: Relationship Officer** **Function: Relationship Officer - Gold Loan** **AGE -28 last** **JOB SUMMARY** Responsible for quality customer acquisition according to the business's product offerings. The role involves adherence to the bank's processes and policies, maintaining customer relationships, and coordinating closely with relevant...