Area Credit Manager-loans Against Gold-credit

6 days ago


Chennai Tamil Nadu, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree Candidate should have Good experience sound knowledge in Gold Loans Business in all Functions Manage Gold loan underwriting in the assigned Area ensure all the Process Policies are followed as per defined guidelines wrt Customer profile Gold Collateral etc Handle all internal Compliance Audit related queries Ensure Trainings were done conducted on Process Policies Compliance regulations in regular intervals Interacting with Sales Teams in regular intervals and ensure all the Process Procedures are well maintained in the Branches Monitor review the Process Auditors Branch Audit reports in regular interval Monitor review the RCU queries in regular interval Coordinating with Recovery Team for controlling the Delinquency NPA Meeting the PSL targets Ensure regulatory and procedural compliance is adhered by the Branches Co-ordinate with Branches and HO for Audit requirements Conduct follow-ups of Audits queries and resolution within the timeline Reporting of irregularities to HO Identifying and recruitment of Gold Assayers



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