Branch Credit Manager

2 weeks ago


Chennai, Tamil Nadu, India Niwas Housing Finance Private Limited Full time

Company Description

Niwas Housing Finance Private Limited, formerly known as IndoStar Housing Finance, is a housing finance company established in 2017 with the mission of making homeownership accessible across India. Specializing in affordable housing finance, Niwas focuses on meeting the needs of salaried and self-employed individuals in Tier 2 & 3 cities and suburban markets. The company provides tailored solutions for purchasing plots, home extensions, and loans against property mortgages. With a vision to empower communities, Niwas aims to enable 1,50,000 families to achieve their dream of homeownership by 2029.

Role Description

This is a full-time, on-site role for a Branch Credit Manager, located in Pondicherry and Virudhachalam. The Branch Credit Manager will be responsible for evaluating loan applications, assessing creditworthiness, and ensuring adherence to credit policies. Daily tasks include conducting financial analysis, reviewing loan documentation, mitigating credit risks, and delivering timely decisions. The role requires close collaboration with the sales and operations team to ensure credit processes are streamlined and regulatory compliance is maintained.

Qualifications

  • Strong expertise in Credit Management and Credit Risk Management
  • Demonstrated proficiency in Financial analysis and risk assessment
  • Excellent Analytical Skills and attention to detail
  • Thorough understanding of credit evaluation techniques and relevant policies
  • Ability to interpret financial data and make informed decisions
  • Experience managing credit in housing finance or banking is advantageous
  • Relevant educational qualification in Finance, Banking, or a related field


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