Branch Credit Manager

2 weeks ago

Vridhachalam Tamil Nadu, India JM Financial Home Loans Ltd Full time US$ 15,000 - US$ 30,000 per year

Company Description

JM Financial Home Loans Ltd is a dedicated provider of housing finance solutions, helping individuals and families achieve their dream of owning a home. Specializing in serving homebuyers typically underserved by traditional financial institutions, the company prides itself on transparent, fast loan disbursement processes, hassle-free documentation, and exceptional customer service. As part of the innovative JM Financial Group, JM Financial Home Loans continually enhances and diversifies its offerings to ensure a seamless and supportive experience for its customers. The company also serves as a trusted advisor, guiding clients on property and loan-related queries for their utmost convenience.

Role Description

This is a full-time on-site role for a Branch Credit Manager based in Vridhachalam. The Branch Credit Manager will be responsible for managing and evaluating credit applications, performing in-depth credit risk analyses, and ensuring the adherence to internal and regulatory credit policies. Day-to-day tasks include assessing applicants' financial data, coordinating with stakeholders, ensuring funds are disbursed seamlessly, maintaining a high standard of credit portfolio quality, and overseeing the entire credit lifecycle.

Qualifications

  • Proficiency in Credit Management and Credit Risk Management - affotable HL abd LAP expeience is myst
  • Strong Analytical Skills for evaluating cash flow assessment
  • In-depth understanding of Finance and Credit principles
  • Excellent communication, decision-making, and problem-solving abilities
  • Proven experience in a similar role; prior experience in the housing finance or financial services sector is an advantage
  • Ability to manage deadlines effectively and work collaboratively with teams
  • Bachelor's degree in Finance, Economics, Business Administration, or a related field

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