RL - Rural Lending:Gold Loan Officer [High Salary]

3 days ago

Narasannapeta India Axis Bank Full time

Job Description

About Retail Lending:

The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank

About the Role:

The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes

Key Responsibilities

- Conduct credit appraisal of loans, sanctioning as per DOP and ensure disbursal of loan within stipulated TAT
- Provide assistance in Gold valuation and execution of documents/registers
- Responsible for Data entry, Closure/Renewal & Account opening in system and for maintaining control returns
- Responsible for the Safe keeping of Gold, Custodian of Storage Keys & File management
- Render support to the Collection team for Auction
- Co-ordinate with OCL team & ensure all files are received and stored
- Assist the IAD/FCU Audit team
- Ensure Zero discrepancy during Internal audit & concurrent audit, review faults & improvise process to ensure these are not repeated.
- Monitor the Gold loan process and create related MIS
- Co-ordinate with Branch Heads / AOM / GLO's to clear appraiser fees and for calibration of the weighing machine

Qualifications:

Optimal qualification for success on the job is:

- Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

- Good communication (both verbal and written) skill in both English and the local language
- Excellent lead generation and conversion skill
- Ability to handle pressure and meet deadlines
- High sales orientation to meet the sales targets consistently
- Ability to manage complex client situations
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

#ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply

  • RL - Wheels:Sales Manager - Auto Loan - Hybrid

    24 hours ago

    Pune, India Axis Bank Full time

    Job Description RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE: No. of Vacancies: 1 Reports to: ASM - Hybrid Is a Team leader Yes Team Size: 2 -3 Grade: AM, DM, M Business: Retail Lending Department: Wheels Sub-Department: Wheels Location: Mumbai About The Retail Lending department focuses on the lending business of the bank by offering...

  • RL - Wheels:Area Sales Manager - Auto Loan - Hybrid

    3 days ago

    Bhayandar, India Axis Bank Full time

    Job Description RL - Wheels:Area Sales Manager - Auto Loan - Hybrid INTERNAL USAGE: No. of Vacancies: 2 Reports to: ZSM Hybrid Is a Team leader Yes Team Size: 4 Grade: SM / AVP Business: RL - Wheels Department: Wheels Sub-Department: Auto Loans Location: PAN India About The Retail Lending department focuses on the lending business of the bank by offering...

  • High Salary Basic Home Loan

    7 days ago

    India Basic home loan Full time

    Basic Home Loan Founded in 2020 BASIC Home Loan is a fintech company developing an automated platform for home loan lending in India It aims to provide consumers with end-to-end fulfillment through technology for faster loan disbursements The company s vision is to change the way Bharat India finances its affordable homes To know more please search...

  • RL - Wheels:Sales Manager - CVCE - Branch

    3 days ago

    Indore, India Axis Bank Full time

    Job Description RL - Wheels - Sales Manager - CVCE - Branch About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending...

  • Branch:Gold Loan Officer

    3 days ago

    Khambhalia, India Axis Bank Full time

    Job Description Branch Gold Loan Officer INTERNAL USAGE: (to be removed before publishing externally) No. of Vacancies: Manager: Branch Operations Head Is a Team leader N Team Size: Grade: Officer, AM, DM Business: Rural Lending Department: Rural Lending Gold Sub-Department: NA Location: - About Branch Banking With branches spread across the country, the...

  • RL - Consumers:Sales Manager - Education Loan

    3 days ago

    Bengaluru, India Axis Bank Full time

    Job Description Sales Manager Education Loan CONSUMER LOANS, RETAIL LENDING About the Business Group: The Consumer Loan department is a part of Retail Lending business of the bank andoffers Personal loans and Education Loans to all categories of customers Pan India. About the Role: Sales Managers (SM) are a part of the Bank's sales force whose primary...

  • RO:Bharat Banking Operations-Area Operations Officer

    3 days ago

    Aurangabad, India Axis Bank Full time

    Job Description RO:Bharat Banking Operations-Area Operations Officer INTERNAL USAGE: No. of Vacancies: 1 Reports to: Area Operation Manager Is a Team leader No Team Size: 1 Grade: Assistant Manager/Deputy Manager Business: Bharat Banking Department: Bharat Banking Operations Sub-Department: Rural Lending Location: Airoli About Name of BU Bharat banking...

  • RL - SBB:Sales Manager - Business Loan

    3 days ago

    Coimbatore, India Axis Bank Full time

    Job Description About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the...

  • RL - Consumers:Sales Manager - Personal Loan - DSA

    24 hours ago

    India Axis Bank Full time

    Job Description Sales Manager PL DSA - CONSUMER LOANS, RETAIL LENDING About the Business Group: The Consumer Loan department is a part of Retail Lending business of the bank andoffers Personal loans and Education Loans to all categories of customers Pan India. About the Role: Sales Managers (SM) are a part of the Bank's sales force whose primary...

  • RL - Consumers:Sales Manager - Personal Loan - Branch

    3 days ago

    Bengaluru, India Axis Bank Full time

    Job Description Sales Manager Branch Personal Loan CONSUMER LOANS, RETAIL LENDING About the Business Group: The Consumer Loan department is a part of Retail Lending business of the bank andoffers Personal loans and Education Loans to all categories of customers Pan India. About the Role: Sales Managers (SM) are a part of the Bank's sales force whose...