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Job Description About Us: Airtel Payments Bank, India's first payments bank is a completely digital and paperless bank. The bank aims to take basic banking services to the doorstep of every Indian by leveraging Airtel's vast retail network in a quick and efficient manner. At Airtel Payments Bank, we're transforming the way banking operates in the country. Our core business is banking and we've set out to serve each unbanked and underserved Indian. Our products and technology aim to take basic banking services to the doorstep of every Indian. We are a fun-loving, energetic and fast growing company that breathes innovation. We encourage our people to push boundaries and evolve from skilled professionals of today to risk-taking entrepreneurs of tomorrow. We hire people from every realm and offer them opportunities that encourage individual and professional growth. We are always looking for people who are thinkers & doers; people with passion, curiosity & conviction; people who are eager to break away from conventional roles and do jobs never done before. About the Role We are seeking a Product Manager to lead the development and enhancement of the Earnings vertical at Airtel Payments Bank. This role plays a critical part in enabling seamless settlement and commission experiences across the Bank's Business Correspondent (BC) network and merchant ecosystem. You will collaborate with cross-functional teams, including Engineering, Operations, Finance, and Sales & Distribution to deliver scalable, compliant, and user-centric product solutions that power Airtel Payments Bank's growing financial ecosystem. Key Responsibilities - Own and enhance the commissions platform for the bank including onboarding new use cases, configuration, and CBC (Channel Business Correspondent) commissions. - Drive development for merchant settlements, ensuring timely and accurate payment reconciliation. - Collaborate with engineering teams to design scalable architecture for high-volume transactions. - Partner with sales & distribution, finance, operations, and compliance teams to align payouts and settlements with regulatory standards. - Define clear product requirements, write PRDs, and manage product roadmaps and release plans. - Use data-driven insights to optimize transaction failures and reduce operational inefficiencies. - Support new business initiatives by enabling flexible commission configurations and onboarding new use cases efficiently. Qualifications & Skills required: - Bachelor's degree in Engineering, Business, or related field. - 2-5 years of experience in PM, preferably in fintech, payments, or banking technology. - Strong understanding of digital payment systems, settlement processes, and commission management platforms. - Experience working with cross-functional teams (Engineering, Design, Ops, Finance). - Proven track record of shipping scalable backend or platform products. - Excellent analytical, communication, and stakeholder management skills. Why Join Us Airtel Payments Bank is transforming from a digital-first bank to one of the largest Fintech company. There could not be a better time to join us and be a part of this incredible journey than now. We at Airtel payments bank don't believe in all work and no play philosophy. For us, innovation is a way of life and we are a happy bunch of people who have built together an ecosystem that drives financial inclusion in the country by serving 300 million financially unbanked, underbanked, and underserved population of India. Some defining characteristics of life at Airtel Payments Bank are Responsibility, Agility, Collaboration and Entrepreneurial development : these also reflect in our core values that we fondly call RACE..