Product Manager-loan Against Property

1 week ago

Mumbai Maharashtra, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree - Product Manager Position Overview We are seeking a highly motivated Product Manager to oversee and enhance our Loan Origination System LOS and Loan Management System LMS The role requires strong analytical skills MIS reporting capabilities and hands-on experience with system configuration UAT and process optimization The candidate will work closely with cross-functional teams including Credit Operations Technology and Business stakeholders to ensure seamless product delivery and performance Key Responsibilities MIS Reporting o Develop maintain and automate dashboards and MIS reports for business tracking and decision-making o Ensure accuracy and timeliness of data across lending systems System Master Data Management o Handle and maintain system masters related to LOS LMS products parameters policies hierarchies user roles etc o Coordinate with IT Tech teams for configuration changes and ensure data integrity UAT Product Enhancements o Lead User Acceptance Testing UAT for system upgrades new features and bug fixes o Document test cases track defects and ensure timely resolution o Act as the bridge between business requirements and technology teams Process Optimization o Identify gaps and opportunities for process improvement within LOS LMS o Suggest and implement enhancements to improve user experience compliance and operational efficiency Stakeholder Collaboration o Liaise with internal teams Credit Risk Operations Compliance Legal to gather requirements and translate them into product features o Train business users on new functionalities and provide ongoing support Key Skills Competencies Strong understanding of Loan Origination and Loan Management Systems Proficiency in MIS reporting tools Advanced Excel preferred Experience in UAT product testing and business requirement documentation Detail-oriented with strong problem-solving and analytical skills Ability to work cross-functionally and manage multiple priorities Excellent communication and stakeholder management skills Qualifications Graduate Postgraduate degree in Business Finance Technology or related field 3-6 years of relevant experience in Product Management MIS or Lending System operations LOS LMS Prior experience in NBFCs Banks

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