Manager - Retail Credit
7 days ago
Job Description - Review and evaluate complex loan applications within defined credit guidelines and take decisions or recommend cases to higher authorities as required. - Underwrite proposals in line with approved policies and procedures to meet SLAs and support city/area business volume targets. - Conduct personal discussions with applicants to determine creditworthiness and ensure thorough completion of KYC, income documents, and verification processes including telephonic, field, and collateral checks. - Assess financial parameters such as income-to-obligation ratios, loan-to-value ratios, and other key credit metrics, with a clear understanding of their long-term impact on loan performance. - Maintain and update Portfolio MIS, Delinquency MIS, and other operational MIS reports for the cluster and provide timely reporting. - Build strong relationships with third-party service providers to ensure smooth processing and improved client outcomes. - Address and resolve client queries by leveraging industry knowledge and problem-solving skills. - Maintain high service quality standards and contribute to ongoing process improvements. - Conduct detailed reviews of credit proposals to highlight risks related to industry, business model, financials, management profile, and facility structure. - Ensure adequate collateral coverage and risk mitigation measures to support approval decision-making. - Enable quick turnaround of mortgage credit proposals (loan against property and home loans) by working closely with the sales team. - Perform periodic reviews of existing credit exposures to ensure continued creditworthiness and portfolio health. - Oversee documentation quality from pre-sanction to post-disbursement stage while ensuring compliance with legal, regulatory, and policy norms. - Manage the overall credit underwriting function for the assigned branch and coordinate with local credit analysts and sales teams for seamless processing. - Follow up and support the recovery of early delinquency (quick mortality) cases between 1218 MOV to control credit losses.
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Zonal Credit Manager
6 days ago
Hyderabad, Telangana, India Credit Saison Full time ₹ 20,00,000 - ₹ 25,00,000 per yearAbout Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
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Manager - Retail Credit
7 days ago
Hyderabad, India Tata Capital Full timeJob Description - To underwrite mortgage business and manage the portfolio in assigned branch/location - Core Responsibilities: - Review and assess a broad range of complexloan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. - Under write proposals as per the laid down policies & procedure...
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Retail Store Manager
2 weeks ago
hyderabad, India Reliance Retail Full timeCompany OverviewReliance Retail is India's largest and fastest growing retailer with a diverse omni-channel presence, integrating store concepts, digital, and new commerce platforms. Known for its outstanding value proposition, superior products, and unmatched shopping experience, Reliance Retail boasts a vast network of over 15,000 stores in 7,000+ cities....
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Retail Store Manager
2 weeks ago
Hyderabad, India Reliance Retail Full timeCompany Overview Reliance Retail is India's largest and fastest growing retailer with a diverse omni-channel presence, integrating store concepts, digital, and new commerce platforms. Known for its outstanding value proposition, superior products, and unmatched shopping experience, Reliance Retail boasts a vast network of over 15,000 stores in 7,000+ cities....
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Retail Store Manager
2 weeks ago
Hyderabad, Telangana, India Reliance Retail Full time ₹ 5,00,000 - ₹ 12,00,000 per yearCompany OverviewReliance Retail is India's largest and fastest growing retailer with a diverse omni-channel presence, integrating store concepts, digital, and new commerce platforms. Known for its outstanding value proposition, superior products, and unmatched shopping experience, Reliance Retail boasts a vast network of over 15,000 stores in 7,000+ cities....
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Area Credit Manager
2 weeks ago
Hyderabad, India Skill Ventory Full timeRoles and Responsibilities Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage & HL retail loans. Role Credit assessment and underwriting of mortgage loan applications based on...
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Area Credit Manager
1 week ago
Hyderabad, India Skill Ventory Full timeRoles and Responsibilities Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage & HL retail loans. Role Credit assessment and underwriting of mortgage loan applications based on...
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Urgent Search! RC
3 weeks ago
Hyderabad, India Axis Bank Full timeJob Description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products...
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Bengaluru, Hyderabad, India Live Connections Full time ₹ 5,00,000 - ₹ 20,00,000 per yearMust have Exp in Credit Underwriting ,Credit analysis, Larger Corporates, Credit Rating, financial statement and analysis,Sectors: Energy, Power, CAMEL Analysis, Fig, Retail, Industrials, NBFCLoc: Bang/HydSend your CVs @ Required Candidate profileDebt advisory/raise, Portfolio Management, Capital structure. Credit metrics, Covenants, financial statement...
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Credit Manager
1 week ago
hyderabad, India Tata Capital Full time10326To underwrite and manage the portfolio in assigned branch/location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...
