Area Credit Manager

About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

Roles and Responsibilities Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage & HL retail loans. Role Credit assessment and underwriting of mortgage loan applications based on...

1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility3 Undertake regular interaction with collections / sales to track...

Handling team of credit managersStructuring & customizing the products to suit the customers requirements keeping in mind the risk profile, cash flows and security.Credit appraisal and underwriting.Ensuring compliance of the proposal with internal and external guidelines/requirements.Presenting the proposals to Approving authoritiesEnd to end monitoring of...

DescriptionMajor Deliverables:Due diligence of corporate, group and promotersUnderstanding Proposal related Industry and Market dynamics and application of the same in Credit assessments and stipulation of Risk mitigates.Site visits and Personal discussions with Promoters/ CFOSpecialized job competencies: Preparation of credit notes along with stipulation...

Job Description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products...

Job Description - Evaluate credit proposals for construction and real estate finance, including financial and technical due diligence - Conduct risk assessments, analyze project viability, promoter background, and market trends - Ensure timely and accurate processing of credit applications in compliance with internal policies and RBI guidelines - Monitor...

10326To underwrite and manage the portfolio in assigned branch/location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...

10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...

Description10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...