Area Credit Manager
3 weeks ago
Area Credit Manager - SCF REPORTS TO SOLID MATRIX Position Grade M4 M5 Business Unit SME Department Credit Sub Function SCF Location Number of Positions Single Multiple Position Type Full Time Job Purpose Direct Reports Position Title Resources The objective of the role is to ensure vigorous credit underwriting monitor delinquencies and enhance market intelligence This involves preparing credit notes conducting client visits and analysing transaction risks The role also includes identifying automation opportunities minimizing audit queries and staying updated on market practices to facilitate informed decision-making Team Size Direct 3 Indirect Team Size Onrolls 3 Financial Resources Book Size INR XX Net interest income Main Accountabilities Qualifications Experience Minimum Degree MBA PGDBA PGPM CA or Equivalent Minimum Years type of experience 5 - 9 years in Banks FIs Competencies Speed Meritocracy Leadership Effectiveness Customer Focus Tech Quotient Sustainability Adaptability Influence Collaboration Integrity Resilience Agility Decisiveness Risk management Financial acumen Functional Competencies TCL shall populate as per the existing grid Key Decisions taken Amendment of credit notes and financial models Preparation of detailed credit notes Interaction with collections and sales teams for delinquency tracking Customer meetings for industry and market understanding Prepare amend the note financial model with correct information gathered via business team public domain other resources Prepare the credit note comprising of the detailed transaction structuring assessment with a focus on the assessment part of the sought credit facility Undertake regular interaction with collections sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team Meet customers retail strategic at regular intervals to understand various industry markets Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales Channel Partners Filed sales staff on the various product policies processes Control Monitoring of Post Disbursement Documents -Invoice Insurance RC by way of interaction with sales and customers Managing portfolio to meet the requisite quality of documentation post disbursal documents and delinquency levels Working on projects process improvements from time To time Perform the financial analysis in detail attending to all major movements in P L Balance sheet while ascertaining citing the precise reason of such movement Prepare the Credit Note comprising of structure of the transaction and view of credit detailing risk and mitigants Detailed financial appraisal covering the business model working capital cycle profitability etc Development of market intelligence by engaging with the people in other banks and FIs w r t their policies focus area portfolio health Identify the automation opportunities in existing processes new product development Quality of Credit Underwriting Raise early warning signals for exit of stress accounts and take due measures for timely exit Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines Active involvement in customer visit Regular MIS on market intelligence JD Written by JD Approved by
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Area Credit Manager
5 days ago
Hyderabad, Telangana, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per yearDescriptionGrade-M5/M6Role- Area Credit ManagerJob Description:Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai. RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital...
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Area Credit Manager
3 weeks ago
Hyderabad, India Skill Ventory Full timeRoles and Responsibilities Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage & HL retail loans. Role Credit assessment and underwriting of mortgage loan applications based on...
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Area Credit Manager
1 week ago
Hyderabad, Telangana, India Tata Capital Full time ₹ 8,00,000 - ₹ 12,00,000 per yearDescriptionMajor Deliverables:Due diligence of corporate, group and promotersUnderstanding Proposal related Industry and Market dynamics and application of the same in Credit assessments and stipulation of Risk mitigates.Site visits and Personal discussions with Promoters/ CFOSpecialized job competencies: Preparation of credit notes along with stipulation...
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Area Sales Manager-credit Card-retail Sales
2 weeks ago
Hyderabad, Telangana, India Kotak Mahindra Bank Full timeJob Category KMBL Degree Level Bachelor s Degree Area Sales Manager Roles responsibilities Managing entire territory Hyderabad- Telangana AP with a team of 4 to 5 Sales Managers and overall team size of 150 executives Responsible to meeting Credit Card Target for Hyderabad- Telangana AP Location from the existing bank base assigned To co-ordinate with HL and...
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Credit Manager
2 weeks ago
Hyderabad, Telangana, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per year10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...
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Area Credit Manager
3 weeks ago
Hyderabad, India Skill Ventory Full timeRoles and Responsibilities Researching and evaluating clients’ creditworthiness Creating credit scoring models to predict risks Approving or rejecting loan requests, based on credibility and potential revenues and losses Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines....
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Credit Manager
1 week ago
Hyderabad, Telangana, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per yearDescription10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...
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Credit Manager
1 week ago
Hyderabad, Telangana, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per yearDescriptionTo underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage...
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Hyderabad, Telangana, India Tata Capital Full time ₹ 8,00,000 - ₹ 24,00,000 per yearDescription10025 To underwrite corporate finance business and manage the portfolio in assigned area . o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite cases and present to senior level o Authorize deviations raised and documented by underwriters in compliance with credit policy. o...
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Area Credit Manager
4 weeks ago
Hyderabad, India Tata Mutual Fund Full timeJob Description Job Description ^Area Credit Manager - SCF^REPORTS TO (SOLID & MATRIX): Position Grade: M4/M5Business Unit: SMEDepartment: CreditSub Function: SCFLocation: Number of Positions: Single/ MultiplePosition Type: Full Time Job Purpose Direct Reports (Position Title) Resources 1. The objective of the role is to ensure vigorous credit underwriting,...
