Manager - Retail Credit
7 days ago
Job Description - To underwrite mortgage business and manage the portfolio in assigned branch/location - Core Responsibilities: - Review and assess a broad range of complexloan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. - Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. - Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. - Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. - Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. - Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties - Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems - Exceed service quality standards and strive for continuous process improvement - Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. - Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. - Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. - Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. - Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies - Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. - Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. - Qualification: Graduate, Masters/Post Graduate - Certifications:CA/MBA (Preferable)
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Zonal Credit Manager
6 days ago
Hyderabad, Telangana, India Credit Saison Full time ₹ 20,00,000 - ₹ 25,00,000 per yearAbout Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
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Retail Store Manager
2 weeks ago
hyderabad, India Reliance Retail Full timeCompany OverviewReliance Retail is India's largest and fastest growing retailer with a diverse omni-channel presence, integrating store concepts, digital, and new commerce platforms. Known for its outstanding value proposition, superior products, and unmatched shopping experience, Reliance Retail boasts a vast network of over 15,000 stores in 7,000+ cities....
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Retail Store Manager
2 weeks ago
Hyderabad, India Reliance Retail Full timeCompany Overview Reliance Retail is India's largest and fastest growing retailer with a diverse omni-channel presence, integrating store concepts, digital, and new commerce platforms. Known for its outstanding value proposition, superior products, and unmatched shopping experience, Reliance Retail boasts a vast network of over 15,000 stores in 7,000+ cities....
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Manager - Retail Credit
7 days ago
Hyderabad, India Tata Capital Full timeJob Description - Review and evaluate complex loan applications within defined credit guidelines and take decisions or recommend cases to higher authorities as required. - Underwrite proposals in line with approved policies and procedures to meet SLAs and support city/area business volume targets. - Conduct personal discussions with applicants to determine...
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Retail Store Manager
2 weeks ago
Hyderabad, Telangana, India Reliance Retail Full time ₹ 5,00,000 - ₹ 12,00,000 per yearCompany OverviewReliance Retail is India's largest and fastest growing retailer with a diverse omni-channel presence, integrating store concepts, digital, and new commerce platforms. Known for its outstanding value proposition, superior products, and unmatched shopping experience, Reliance Retail boasts a vast network of over 15,000 stores in 7,000+ cities....
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Area Credit Manager
2 weeks ago
Hyderabad, India Skill Ventory Full timeRoles and Responsibilities Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage & HL retail loans. Role Credit assessment and underwriting of mortgage loan applications based on...
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Area Credit Manager
1 week ago
Hyderabad, India Skill Ventory Full timeRoles and Responsibilities Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage & HL retail loans. Role Credit assessment and underwriting of mortgage loan applications based on...
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Urgent Search! RC
3 weeks ago
Hyderabad, India Axis Bank Full timeJob Description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products...
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Bengaluru, Hyderabad, India Live Connections Full time ₹ 5,00,000 - ₹ 20,00,000 per yearMust have Exp in Credit Underwriting ,Credit analysis, Larger Corporates, Credit Rating, financial statement and analysis,Sectors: Energy, Power, CAMEL Analysis, Fig, Retail, Industrials, NBFCLoc: Bang/HydSend your CVs @ Required Candidate profileDebt advisory/raise, Portfolio Management, Capital structure. Credit metrics, Covenants, financial statement...
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Credit Manager
1 week ago
hyderabad, India Tata Capital Full time10326To underwrite and manage the portfolio in assigned branch/location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...
