Senior Mortgage Underwriter/ Commercial Mortgage

3 weeks ago


Pune, India The HIRD Full time

Job Title: US Mortgage Underwriter/ Commercial Mortgage Experience: 2 to 7yrs Salary: upto 9Lpa Qualification: Graduate Notice Period: Immediate to 30 days Location: Pune Skills & Qualifications: 2–7 years of experience in Mortgage Underwriting (US and/or UK process). Proficiency in income calculation, DTI, LTV , and credit risk analysis. Expertise in live underwriting , underwriting specialist , or core underwriting functions. Strong analytical and decision-making abilities. Excellent communication and documentation skills. Immediate joiners preferred. Key Responsibilities: Perform end-to-end underwriting for US and/or UK mortgage applications. Conduct detailed income calculation , DTI (Debt-to-Income) , and LTV (Loan-to-Value) analysis. Review credit, collateral, and compliance documents to ensure accuracy. Make sound credit decisions aligned with client and regulatory standards . Handle live underwriting queues and provide real-time decisions. Collaborate with internal teams and stakeholders for smooth loan processing. Maintain high quality, accuracy, and adherence to SLAs.



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