Senior Mortgage Underwriter/ Commercial Mortgage

20 hours ago


Pune, India The HIRD Full time

Job Title: US Mortgage Underwriter/ Commercial MortgageExperience: 2 to 7yrsSalary: upto 9LpaQualification: GraduateNotice Period: Immediate to 30 daysLocation: PuneSkills & Qualifications:- 2–7 years of experience in Mortgage Underwriting (US and/or UK process).- Proficiency in income calculation, DTI, LTV, and credit risk analysis.- Expertise in live underwriting, underwriting specialist, or core underwriting functions.- Strong analytical and decision-making abilities.- Excellent communication and documentation skills.- Immediate joiners preferred.Key Responsibilities:- Perform end-to-end underwriting for US and/or UK mortgage applications.- Conduct detailed income calculation, DTI (Debt-to-Income), and LTV (Loan-to-Value) analysis.- Review credit, collateral, and compliance documents to ensure accuracy.- Make sound credit decisions aligned with client and regulatory standards.- Handle live underwriting queues and provide real-time decisions.- Collaborate with internal teams and stakeholders for smooth loan processing.- Maintain high quality, accuracy, and adherence to SLAs.



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