Senior Mortgage Underwriter/ Commercial Mortgage

1 day ago


Pune, Maharashtra, India The HIRD Full time ₹ 6,00,000 - ₹ 12,00,000 per year

Job Title:
US Mortgage Underwriter/ Commercial Mortgage

Experience: 2 to 7yrs

Salary: upto 9Lpa

Qualification:
Graduate

Notice Period:
Immediate to 30 days

Location:
Pune

Skills & Qualifications:

  • 2–7 years
    of experience in
    Mortgage Underwriting (US and/or UK process).
  • Proficiency in
    income calculation, DTI, LTV
    , and
    credit risk analysis.
  • Expertise in
    live underwriting
    ,
    underwriting specialist
    , or
    core underwriting
    functions.
  • Strong analytical and decision-making abilities.
  • Excellent communication and documentation skills.
  • Immediate joiners preferred.

Key Responsibilities:

  • Perform
    end-to-end underwriting
    for US and/or UK mortgage applications.
  • Conduct detailed
    income calculation
    ,
    DTI (Debt-to-Income)
    , and
    LTV (Loan-to-Value)
    analysis.
  • Review credit, collateral, and compliance documents to ensure accuracy.
  • Make sound credit decisions aligned with
    client and regulatory standards
    .
  • Handle
    live underwriting queues
    and provide real-time decisions.
  • Collaborate with internal teams and stakeholders for smooth loan processing.
  • Maintain high quality, accuracy, and adherence to SLAs.


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