Mortgage Analyst
5 days ago
TCS BPS IS HIRING FOR Mortgage Servicing role at Pune
Kindly go through the norms below and apply only if its relevant for
Job Role: Mortgage Servicing
Job Location: Pune
Experience required:
- 2 to 6 years of work experience in Mortgage Servicing domain
Job Requirement:
- Any full-time graduate
- Immediate joiners are preferred.
- Willingness to work in night shifts.
- Mode of Salary credit should be through banks from all the employers (No cash in hand)
- All educational and employment documents are mandatory to have.
Skill Requirement:
- Experience in mortgage servicing, mortgage origination is preferred
- Strong understanding of mortgage products, loan processes and financial regulations .
- Good Analytical skills, excellent judgment, logic and reasoning
- Being Flexible for working in Multiple Shifts
- Computer literate and strong familiarity with credit financial analysis techniques
- Excellent verbal and written communication and interpersonal skills
Ability to work independently in a Team environment.
Job Description:
- Reviews forms, disclosures, and other documents to validate information and ensure compliance with applicable laws and regulations
- Tracks compliance questions and requirements
- Closely work with underwriters for Various denial reasons and Denial codes
- Communicates with loan officers/area managers/team members to provide direction and guidance on applicable regulations.
- Knowledge of two federal laws the Equal Credit Opportunity Act (ECOA), as implemented by Regulation B, and the Fair Credit Reporting Act (FCRA)
- Disclosure requirements under the FCRA mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)
- Take action on the application and notify the applicant according to Regulation Bs standard notice requirements
- Validates the denial codes are Accuracy of the codes
- Knowledge of underwriting policies and guidelines.
"TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person/agency/partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately."
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