Senior Mortgage Underwriter/ Commercial Mortgage

3 hours ago


Pune, India The HIRD Full time

Job Title: US Mortgage Underwriter/ Commercial Mortgage Experience: 2 to 7yrsSalary: upto 9LpaQualification: GraduateNotice Period: Immediate to 30 daysLocation: PuneSkills & Qualifications:2–7 years of experience in Mortgage Underwriting (US and/or UK process).Proficiency in income calculation, DTI, LTV , and credit risk analysis.Expertise in live underwriting , underwriting specialist , or core underwriting functions.Strong analytical and decision-making abilities.Excellent communication and documentation skills.Immediate joiners preferred.Key Responsibilities:Perform end-to-end underwriting for US and/or UK mortgage applications.Conduct detailed income calculation , DTI (Debt-to-Income) , and LTV (Loan-to-Value) analysis.Review credit, collateral, and compliance documents to ensure accuracy.Make sound credit decisions aligned with client and regulatory standards .Handle live underwriting queues and provide real-time decisions.Collaborate with internal teams and stakeholders for smooth loan processing.Maintain high quality, accuracy, and adherence to SLAs.



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