Credit Risk

1 month ago


pune, India Skill Ventory Full time
Roles and Responsibilities Key Responsibilities Delinquency & Portfolio management - Maintain the portfolio and bounce metrics at acceptable levels and propose measures to control the same. Participating and contributing in building and maintenance of Score Cards and BRE. Monitoring and enriching the applications through third party sources like Perfios, Total KYC, Bureau, NSDL, UIDAI and explore various other APIs which will help in underwriting and taking accurate decisions. Identification and management of high risk accounts through Bureau scrub etc., to ensure that loan losses are minimal and maintained within budgets Developing and Conducting COPR (Credit & operation process review) process to minimize operational & process risk and sharing observations/ corrective action required with UW teams for continuous improvement and learning Maintain portfolio quality through sound management of credit policies, development, maintenance, and execution of appropriate credit MIS for portfolio monitoring To put robust bureau MIS and analysis in place.


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