DGM Risk and Credit Pune

20 hours ago


Pune, Maharashtra, India Talent Leads HR Full time ₹ 20,00,000 - ₹ 25,00,000 per year

Role & responsibilities

Strategic Risk Management

Develop and oversee the execution of the enterprise risk management (ERM) framework.

Define and refine the NBFCs risk appetite in consultation with the Board and align risk strategy with business objectives.

Lead scenario planning, stress testing, and capital adequacy assessments.

Credit Risk

Establish credit policies, underwriting standards, and portfolio risk assessment models.

Monitor credit quality and performance across retail and corporate portfolios.

Oversee credit risk analytics and recommend changes to product and pricing strategies.

Regulatory Compliance & Governance

Ensure compliance with RBI regulations applicable to NBFCs including credit concentration norms, ALM guidelines, KYC/AML norms, etc.

Liaise with regulators, auditors, and internal stakeholders on all risk and compliance matters.Act as the primary officer responsible for RBI's Risk-Based Supervision (RBS) reporting and inspections.

Risk Culture & Leadership

Promote a proactive risk culture across departments.

Establish risk awareness and training programs for staff.Lead a team of risk professionals and collaborate with business heads and functional leads.

Preferred candidate profile



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