Credit Officer

4 days ago

Pune, Maharashtra, India Bajaj Housing Finance Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Company Description

Bajaj Housing Finance Limited (BHFL), a subsidiary of Bajaj Finance Limited, is classified as an 'Upper-Layer NBFC' under RBI's Scale Based Regulations. The company is headquartered in Pune and caters to over million customers across India. BHFL provides finance for the purchase and renovation of residential and commercial properties, loans against property for business or personal needs, and working capital for business expansion. It also serves developers with finance for construction and lease rental discounting. BHFL holds a AAA/Stable rating for long-term debt and A1+ for short-term debt from CRISIL and India Ratings.

Role Description

This is a full-time on-site role for a Credit Officer located in Pune. The Credit Officer will be responsible for evaluating and processing loan applications, conducting credit assessments, and ensuring compliance with credit policies. Day-to-day tasks include analyzing financial data, assessing creditworthiness, preparing credit reports, and communicating with clients to gather necessary information. Collaboration with the underwriting team to manage credit risk and maintaining up-to-date knowledge of industry regulations are also key responsibilities.

Qualifications

  • Credit Management and Credit skills
  • Strong Analytical Skills
  • Knowledge of Finance and financial principles
  • Excellent Communication skills
  • Bachelor's degree in Finance, Accounting, or a related field
  • Experience with credit risk assessment and loan processing
  • Ability to work collaboratively in a team and on-site environment
  • Proficiency in financial software and tools is a plus

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