Associate Consultant, Credit Review

2 weeks ago


Pune, Maharashtra, India Northern Trust Full time US$ 90,000 - US$ 1,20,000 per year

About Northern Trust:

Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.

Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.

Major Duties:

  • Conducts credit reviews for assigned components of the plan, with the primary goal to validate the effectiveness of the Corporation's credit rating system by covering the Corporation's loan portfolios, as well as credit risk associated with bank deposits (domestic and foreign), investment securities, and other counterparty risk exposures. 

  • Responsible for evaluating adherence and effectiveness of the Advanced Internal Ratings Based (AIRB) approach for assigned reviews in the plan. 

  • Participates in developing the business unit strategic plan and sets goals and priorities based on the direction set for the team. Follows through to ensure objectives are met. 

  • Counsels lenders and business unit credit officers on specific loan situations and calls problem loans to their attention. 

  • Advises senior credit and loan personnel on the company's overall credit policy, noting significant trends and recommending policy changes if necessary. 

  • Conducts on-site reviews of credit portfolios and counterparty risk exposures to ensure the quality of credits, accurate and thorough documentation, compliance with internal credit policies/procedures, and federal/state banking laws, rules, regulations. 

  • Frequently interacts with partners in credit and banking and with senior management at affiliate offices to review audit and examination results. 

  • Keeps abreast of economic, political, and legislative factors that could affect the quality of loan portfolios.

Skills:

  • BASEL II AIRB implementation, experience a plus. 

  • Knowledge of credit analysis, credit policies, procedures, documentation requirements, and applicable laws and regulations usually acquired through formal education and previous experience is required. 

  • Analytical skills are required to analyze risk of credit portfolios and report to management. Leadership, organizational, and communication skills are required to execute assigned reviews and report the related results.

Experience & Qualification:

  • Graduate or above degree , BBA, MBA, M.com, PGDM etc.)

  • 4 to 6 years of experience as individual contributor in commercial lending credit reviews, including collateral audit and loan documentation reviews, counterparty credit review experience, etc. 

Working with Us:

As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.

Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve Join a workplace with a greater purpose.

We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies Build your career with us and apply today. #MadeForGreater

Reasonable accommodation

Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at

We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.

Apply today and talk to us about your flexible working requirements and together we can achieve greater.

About Our Pune Office

The Northern Trust Pune office, established in 2016, is now home to over 3,000 employees. The office handles various functions, including Operations for Asset Servicing and Wealth Management, as well as delivering critical technology solutions that support business operations across the globe.

Our Pune team takes our commitment to service to heart. In 2024, they volunteered more than 10,000+ hours into the communities where they live and work. Learn more.



  • Pune, Maharashtra, India beBeeCredit Full time ₹ 15,00,000 - ₹ 21,50,000

    About the Position:We are seeking a Senior Credit Analyst to lead our credit review process.Responsibilities include:Conducting on-site reviews of credit portfolios and counterparty risk exposures to ensure quality and accuracyCounseling lenders and business unit credit officers on loan situations and calling problem loans to their attentionAdvising senior...


  • Pune, Maharashtra, India BNY External Career Site Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Associate II, Credit Risk – Risk & ComplianceAt BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world's financial system we touch nearly 20% of the world's investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create...

  • Credit Manager

    4 days ago


    Pune, Maharashtra, India Marriott Full time

    JOB SUMMARYManages the day-to-day operations of accounts receivables ensuring that invoices being sent out are correct and dispersed in a timely manner Follows up on any delinquent accounts Researches and decides upon credit authorization for incoming customers CANDIDATE PROFILEEducation and Experience 4-year bachelor s degree in Finance and Accounting...

  • Credit Risk BA

    17 hours ago


    Pune, Maharashtra, India People Prime Worldwide Full time

    About Client :-Our client is a French multinational information technology (IT) services and consulting company, headquartered in Paris, France. Founded in 1967, It has been a leader in business transformation for over 50 years, leveraging technology to address a wide range of business needs, from strategy and design to managing operations.The company is...


  • Pune, Maharashtra, India Skill Ventory Full time

    Roles and Responsibilities JOB SUMMARY Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank policy, maintaining quality portfolio by efficient processing of all credit proposals & post disbursement credit control. Ensuring timelines in credit appraisal as per policy of the Bank. Close and effective coordination with other...

  • Associate Consultant

    2 weeks ago


    Pune, Maharashtra, India Antal International Full time

    Job Description About Us: We are a Global Executive Recruitment Business working from middle to senior levels, with an existence in the industry for more than 30+ years now. We are headquartered in London with over 140+ offices globally and 40+ in India. (to read more: www.antal.com) Title: Associate Consultant The Antal International Network is seeking to...


  • Pune, Maharashtra, India Apex Group Full time

    The Apex Group was established in Bermuda in 2003 and is now one of the worlds largest fund administration and middle office solutions providers Our business is unique in its ability to reach globally service locally and provide cross-jurisdictional services With our clients at the heart of everything we do our hard-working team has successfully delivered...

  • Chief Credit Officer

    22 hours ago


    Pune, Maharashtra, India beBeeCredit Full time ₹ 1,26,90,000 - ₹ 2,11,16,000

    Senior Financial Analyst Position OverviewAs a key member of our team, you will play a pivotal role in evaluating the creditworthiness of loan applicants and properties. Your meticulous analysis of financial data, property valuations, and loan documentation will inform your lending decisions.ResponsibilitiesConduct comprehensive credit assessments of...


  • Pune, Maharashtra, India beBeeCredit Full time ₹ 8,00,000 - ₹ 12,00,000

    Job Description:As a diligent credit underwriter, you will be responsible for scrutinizing proposals from Non-Bank Financial Companies (NBFCs) and Financial Institutions (FIGs), ensuring that they meet our bank's policy requirements. Your goal will be to maintain a high-quality portfolio by efficiently processing all credit proposals and conducting effective...

  • credit associate

    3 weeks ago


    Pune, Maharashtra, India UPS Full time

    Job DescriptionBefore you apply to a job, select your language preference from the options available at the top right of this page.Explore your next opportunity at a Fortune Global 500 organization. Envision innovative possibilities, experience our rewarding culture, and work with talented teams that help you become better every day. We know what it takes to...