
Associate Consultant, Credit Review
2 weeks ago
About Northern Trust:
Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.
Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.
Major Duties:
Conducts credit reviews for assigned components of the plan, with the primary goal to validate the effectiveness of the Corporation's credit rating system by covering the Corporation's loan portfolios, as well as credit risk associated with bank deposits (domestic and foreign), investment securities, and other counterparty risk exposures.
Responsible for evaluating adherence and effectiveness of the Advanced Internal Ratings Based (AIRB) approach for assigned reviews in the plan.
Participates in developing the business unit strategic plan and sets goals and priorities based on the direction set for the team. Follows through to ensure objectives are met.
Counsels lenders and business unit credit officers on specific loan situations and calls problem loans to their attention.
Advises senior credit and loan personnel on the company's overall credit policy, noting significant trends and recommending policy changes if necessary.
Conducts on-site reviews of credit portfolios and counterparty risk exposures to ensure the quality of credits, accurate and thorough documentation, compliance with internal credit policies/procedures, and federal/state banking laws, rules, regulations.
Frequently interacts with partners in credit and banking and with senior management at affiliate offices to review audit and examination results.
Keeps abreast of economic, political, and legislative factors that could affect the quality of loan portfolios.
Skills:
BASEL II AIRB implementation, experience a plus.
Knowledge of credit analysis, credit policies, procedures, documentation requirements, and applicable laws and regulations usually acquired through formal education and previous experience is required.
Analytical skills are required to analyze risk of credit portfolios and report to management. Leadership, organizational, and communication skills are required to execute assigned reviews and report the related results.
Experience & Qualification:
Graduate or above degree , BBA, MBA, M.com, PGDM etc.)
4 to 6 years of experience as individual contributor in commercial lending credit reviews, including collateral audit and loan documentation reviews, counterparty credit review experience, etc.
Working with Us:
As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.
Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve Join a workplace with a greater purpose.
We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies Build your career with us and apply today. #MadeForGreater
Reasonable accommodation
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at
We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.
Apply today and talk to us about your flexible working requirements and together we can achieve greater.
About Our Pune Office
The Northern Trust Pune office, established in 2016, is now home to over 3,000 employees. The office handles various functions, including Operations for Asset Servicing and Wealth Management, as well as delivering critical technology solutions that support business operations across the globe.
Our Pune team takes our commitment to service to heart. In 2024, they volunteered more than 10,000+ hours into the communities where they live and work. Learn more.
-
Associate Consultant, Credit Review
2 weeks ago
Pune, Maharashtra, India Northern Trust Full timeAbout Northern Trust Northern Trust a Fortune 500 company is a globally recognized award-winning financial institution that has been in continuous operation since 1889 Northern Trust is proud to provide innovative financial services and guidance to the world s most successful individuals families and institutions by remaining true to our enduring...
-
Credit Review, Pune
3 weeks ago
Pune, Maharashtra, India Northern Trust Full timeAbout Northern Trust Northern Trust a Fortune 500 company is a globally recognized award-winning financial institution that has been in continuous operation since 1889 Northern Trust is proud to provide innovative financial services and guidance to the worlds most successful individuals families and institutions by remaining true to our enduring...
-
Associate, Credit Risk II
2 weeks ago
Pune, Maharashtra, India BNY External Career Site Full time ₹ 9,00,000 - ₹ 12,00,000 per yearAssociate II, Credit Risk – Risk & ComplianceAt BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world's financial system we touch nearly 20% of the world's investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create...
-
Associate Consultant
1 week ago
Pune, Maharashtra, India Beghou Full timeJob DescriptionFor over 30 years, Beghou Consulting has been a trusted adviser to life science firms. We combine our strategic consulting services with proprietary technology to develop custom, data-driven solutions that allow life sciences companies to take their commercial operations to new heights. We are dedicated to client service and offer a full suite...
-
Credit Manager
2 weeks ago
Pune, Maharashtra, India Electronica Finance Full time ₹ 15,00,000 - ₹ 28,00,000 per yearResponsibilities:Evaluate and underwrite LAP proposals for MSME segmentConduct detailed credit analysis, financial statement review, and risk assessmentEnsure adherence to credit policy and compliance guidelinesCollaborate with sales and operations teams for smooth loan processingMaintain high-quality portfolio with strong focus on credit hygieneDesired...
-
Credit Risk Strategist
2 weeks ago
Pune, Maharashtra, India beBeeCredit Full time ₹ 1,20,00,000 - ₹ 2,00,00,000Senior Credit Risk Manager PositionJob Description:We seek an accomplished Senior Credit Risk professional to spearhead our credit risk framework for unsecured lending.Key Responsibilities:Credit Risk Strategy & Policy:Develop and maintain comprehensive credit risk policies and frameworks for unsecured products.Review and enhance underwriting norms in line...
-
Credit Manager
4 weeks ago
Pune, Maharashtra, India Marriott Full timeJOB SUMMARYManages the day-to-day operations of accounts receivables ensuring that invoices being sent out are correct and dispersed in a timely manner Follows up on any delinquent accounts Researches and decides upon credit authorization for incoming customers CANDIDATE PROFILEEducation and Experience 4-year bachelor s degree in Finance and Accounting...
-
Credit Manager
2 days ago
Pune, Maharashtra, India Marriott International Full time ₹ 2,50,000 - ₹ 12,00,000 per yearAdditional InformationJob Number Job CategoryFinance & AccountingLocationJW Marriott Hotel Pune, Senapati Bapat Road, Pune, Maharashtra, India, 411053ScheduleFull TimeLocated Remotely?NPosition Type ManagementJOB SUMMARYManages the day-to-day operations of accounts receivables, ensuring that invoices being sent out are correct and dispersed in a timely...
-
Senior Credit Manager
2 weeks ago
Pune, Maharashtra, India beBeeCredit Full time ₹ 9,00,000 - ₹ 12,00,000The role of the Credit Control Specialist is a crucial part of our organization's financial operations.As a key member of the team, you will be responsible for managing and maintaining effective credit control processes to ensure timely collection of outstanding receivables, minimizing bad debts, and maintaining healthy cash flow.Key Responsibilities:Credit...
-
Associate Tech Consultant
2 weeks ago
Pune, Maharashtra, India Shetipurak Agritech & Services Pvt Ltd Full time ₹ 3,68,000 - ₹ 13,75,770 per yearJob Title:Associate Tech Consultant – WMS (Wavar Mitra Saheli) & Tech OperationsLocation : PuneDepartment : Tech TeamJob Summary:The Associate Tech Consultant will support the Wavar Mitra Saheli (WMS) initiative by managing app operations, assisting with e-commerce activities, generating sales through WMS leads, and creating impactful presentations for...