Credit Risk Modeling
3 days ago
Job Title: Credit Risk Scorecard Model Developer
Location: Pan India (Hybrid)
Type: Full Time
Role Overview
- Responsible for developing and maintaining credit risk scorecards (application, behavioral, and collection) to support lending decisions and portfolio management.
- Key Responsibilities
- Build scorecard models using Logistic Regression, WOE/IV, and other statistical methods.
- Extract, clean, and prepare data for model development.
- Evaluate model performance (KS, Gini, PSI, ROC, Lift).
- Document models and ensure compliance with Basel / IFRS9 / internal risk governance.
Required Skills
- 2+ years in Credit Risk Modeling / Scorecard Development.
- Proficient in SAS / Python / R and strong in statistics.
- Understanding of credit lifecycle and regulatory requirements.
- Excellent analytical and communication skills.
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