Data Scientist

1 day ago


Gurgaon, Haryana, India Panmach Full time

Job Description :

We are seeking an experienced Senior Data Scientist with 4-7 years of expertise in Credit Risk Modeling & Financial Risk Analytics to join our Housing Finance Responsibilities :

- Design, develop, and implement credit risk models (scorecards, regression, decision trees, GBM, and other ML techniques) to support credit decision-making and portfolio risk management.

- Conduct statistical analysis and build predictive models to assess borrower creditworthiness and minimize risk exposure.

- Work closely with risk, finance, and business teams to provide data-driven insights for policy formulation and lending strategies.

- Ensure compliance with regulatory standards in credit scoring and risk Skills :

- Proven experience in Credit Risk Modeling & Financial Risk Analytics (mandatory please highlight in your profile).

- Hands-on expertise in Python/R, SQL, and statistical modeling.

- Strong understanding of credit scoring frameworks and risk management practices.

- Prior experience in financial services, banking, or housing finance : Gurgaon (Onsite/Hybrid : 4+ years

(ref:hirist.tech)

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