Business Head

4 weeks ago


Delhi, India 1 Finance Full time
Responsibilities:

Develop and implement strategic plans to expand the lending business, including product development, market segmentation, and customer acquisition strategiesManage the end-to-end process of loan origination, underwriting, disbursement, and collection, ensuring efficient operations and timely decision-makingImplement robust credit risk assessment frameworks and controls to mitigate lending risks and maintain a high-quality loan portfolio. Monitor key risk metrics and take proactive measures to address emerging risksEnsure compliance with all relevant regulatory guidelines and internal policies governing lending activities. Stay abreast of regulatory changes and industry best practicesLead and mentor a team of lending professionals, fostering a culture of accountability, innovation, and continuous learning. Provide guidance and support to enhance team performance and achieve business objectivesCultivate strong relationships with internal stakeholders, including credit, operations, customer success and finance teams, to streamline processes and drive cross-functional collaboration. Build and maintain relationships with external partners, such as regulators, credit bureaus, and industry associationsTrack and analyze key performance indicators (KPIs) and metrics related to lending operations, portfolio quality, and financial performance. Develop actionable insights and reports to drive informed decision-making and optimize business outcomes

Skills:

Strong leadership and interpersonal skills, with the ability to inspire and motivate teams, build consensus, and foster a collaborative work cultureExcellent analytical skills, with the ability to interpret complex data, identify trends, and make data-driven decisionsExceptional communication skills, both verbal and written, with the ability to effectively engage with internal and external stakeholders at all levelsHigh integrity, ethical conduct, and a commitment to upholding the highest standards of professionalism and compliance



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