Ujjivan Small Finance Bank

1 day ago


Bengaluru, India Ujjivan Small Finance Bank Limited Full time

Key Responsibilities:- Support creation and periodic review of the Bank's medium- to long-term Assets Strategy in alignment with organizational priorities.- Translate strategic objectives into actionable business plans with measurable milestones across Retail, SME, Corporate, and Agri Lending portfolios.- Collaborate with product, credit, risk, and distribution teams to ensure seamless execution of strategic initiatives.- Develop and monitor asset deployment strategies to achieve target yields, maintain balanced portfolio mix, and manage concentration risks.- Identify and drive initiatives aimed at sustainable asset growth, improved portfolio profitability, and enhanced channel productivity.- Support initiatives that promote risk-adjusted growth and efficient capital utilization.- Conduct in-depth market research and competitive benchmarking to identify emerging trends, customer needs, and business opportunities.- Analyze macroeconomic indicators, industry trends, and regulatory developments impacting the Bank's lending strategy.- Provide data-driven insights to support leadership decisions on portfolio expansion, diversification, and innovation.- Define, track, and report key performance indicators (KPIs) to assess the effectiveness and outcomes of strategic initiatives.- Ensure timely and accurate performance reporting to senior management through dashboards and review frameworks.- Support annual strategic planning and quarterly business reviews for the assets portfolio.- Partner with Finance, Risk, and Operations teams to ensure alignment between growth strategy, credit quality, and cost objectives.- Support governance processes for evaluating new product proposals, policy changes, and portfolio / CA / CFA or equivalent qualification in Finance, Strategy, or Banking.Experience:- Minimum: 8-12 years of progressive experience in Banking, Financial Services, or Strategic Consulting.- Experience in Assets Strategy, Credit Portfolio Management, Business Planning, or Performance Management preferred. (ref:iimjobs.com)



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