Ujjivan Small Finance Bank

19 hours ago


Bengaluru, India Ujjivan Small Finance Bank Limited Full time

- Lead the development and periodic review of the Bank's medium to long-term Assets Strategy, ensuring alignment with organizational goals.- Translate strategic priorities into actionable business plans and measurable outcomes across all asset verticals (Retail, SME, Corporate, and Agri).- Partner with product, risk, finance, and distribution teams to ensure seamless implementation of strategic initiatives.- Identify and drive initiatives that enhance asset growth, yield optimization, and portfolio quality.- Support the design of credit and lending strategies to achieve growth while maintaining prudent risk alignment.- Drive initiatives to improve channel productivity, cost efficiency, and customer acquisition effectiveness.- Conduct in-depth analysis of market trends, competitive landscape, and emerging business models to guide strategic decision-making.- Anticipate and respond to shifts in customer needs, regulatory requirements, and macroeconomic factors impacting the assets business.Recommend diversification strategies and new business opportunities to achieve scale.- Define, monitor, and report key performance indicators (KPIs) for strategic initiatives to track progress and impact.- Ensure timely execution and governance of all strategic programs through regular reviews with business leadership.- Prepare strategic dashboards and presentations for leadership and Board-level Master's degree in Business Administration (MBA) or equivalent qualification from a reputed institution, preferably with specialization in Strategy, Finance, or Banking.- Additional certifications in Strategic Planning, Digital Transformation, or Business Analytics will be an 10-15 years of progressive experience in banking, financial services, or strategic consulting, with a strong track record in strategy formulation, business planning, or performance management.- Prior experience in Assets Strategy, Credit Portfolio Management, or Business Transformation within a banking environment is highly desirable. (ref:iimjobs.com)



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