Ujjivan Small Finance Bank

6 days ago


Bengaluru, India Ujjivan Small Finance Bank Limited Full time

Description:- The Head of Collections will be responsible to drive the end-to-end collections strategy and execution across all asset products, geographies and customer segments, ensuring minimal delinquency and optimal recovery rates.- To lead the national collections framework, ensuring compliance, efficiency, and innovation.- To safeguard asset quality by managing internal and external stakeholders across geographies.- Design and implement collection strategies across secured and unsecured portfolios.- Drive performance metrics including credit cost, portfolio-wise resolution rates and cost of collections.- Prepare and present collection performance updates and recovery projections to the Board- Develop annual collection budget, resource plan, and agency targets.- Monitor risk triggers and fine-tune strategy based on analytical insights.- Lead and motivate large teams across multiple locations.Desired candidate profile:- 20 - 22 years of core experience in retail lending collections both secured and unsecured, preferably at National level role in large banks/NBFCs handling secured and unsecured Any Graduation/ Post graduate with certifications in Credit/Collections/Analytics preferred (Not mandatory) (ref:iimjobs.com)



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