Ujjivan Small Finance Bank
24 hours ago
Planning, developing, and implementing the strategies, policies, objectives and activities of the MSME Loan business to ensure achievement of the objectives of business levels and profitability.- Identify and formulate policies & products that cater to the target customer segments.- Focus on profitability, growth and managing the business in a risk mitigated environment in accordance with the strategy and guidelines approved by the board.- To build, engage teams for driving for compliant, profitable business and built quality portfolio.- Responsible for monitoring cost of acquisition & revenues.- Study the market and economic climate to target and improvement in market share.- Partner with Marketing and Digital Marketing teams to design campaigns, initiatives that will help the liability business create brand awareness and drive business.- Launch and implement new products as per business strategy.- Exploring new channels/ partner relationship for business acquisition.- Ensure achievement of the portfolio growth & profitability (Numbers, Yield and profitability) in line with budgets.- Provide management with comprehensive information about sales, costs, risks and profitability.- Regular competition benchmarking to stay in line with industry practices.- Track & maintain the portfolio health Quality underwriting & efficient collection management.- Operational Efficiency -Automation of process for cost advantage & enhanced service levels.- Design measure to minimize adverse audit remarks & adhere to regulatory compliance at all times.- Advice and rewrite practices in process prevalent with other organizations with similar lines of business.- Identify various areas to improve efficiencies in the department and engage technology solution to improve productivity especially in transactional/human intensive job areas.- Build powerful networks with various industry bodies to imbibe and share best practices.Desired candidate profile:- CA/MBA or relevant experience with in-depth knowledge of Working capital, Term Lending Business, LAP & Supply chain finance.- 15-20 years of experience in Bank /NBFC/SFBs.- 7-10 years driving business in a leadership role.- Person should have experience of wider geography, national role, product and process development etc. in desired field.- Good understanding of market & competitive land scape for MSEs.- Experience of setting up new business, building up teams.- Exposure to regulatory aspects of MSE RBI Guidelines. (ref:iimjobs.com)
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Ujjivan Small Finance Bank
23 hours ago
Bengaluru, India Ujjivan Small Finance Bank Limited Full timePURPOSE & OBJECTIVE- Responsible to prepare the long term business plans, business strategy, yearly business budget & forecasts in collaboration with the Business teams.KEY DUTIES & RESPONSIBILITIES OF THE ROLEBusiness/ Financials- Industry Analysis and Competitor Study: Conducting a competitor study and industry analysis in partnership with sales and...
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Ujjivan Small Finance Bank
24 hours ago
Bengaluru, India Ujjivan Small Finance Bank Limited Full timeLead the development and periodic refinement of the Banks medium- to long-term Liabilities Strategy, ensuring alignment with organizational objectives.- Translate strategic priorities into actionable business plans with measurable deliverables across retail, corporate, and institutional liability segments.- Drive execution of strategic initiatives in...
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Ujjivan Small Finance Bank
1 day ago
Bengaluru, India Ujjivan Small Finance Bank Limited Full time- Lead the development and periodic review of the Bank's medium to long-term Assets Strategy, ensuring alignment with organizational goals.- Translate strategic priorities into actionable business plans and measurable outcomes across all asset verticals (Retail, SME, Corporate, and Agri).- Partner with product, risk, finance, and distribution teams to...
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Ujjivan Small Finance Bank
23 hours ago
Bengaluru, India Ujjivan Small Finance Bank Limited Full timeROLE PURPOSE & OBJECTIVE:- Support the creation, review, and periodic modification of the Bank's medium- to long-term functional strategy.- Translate strategic objectives into actionable business plans and measurable outcomes across support and enabling functions (Operations, Technology, Risk, HR, Finance, etc.).- Ensure alignment of functional...
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Ujjivan Small Finance Bank
23 hours ago
Bengaluru, India Ujjivan Small Finance Bank Limited Full timeROLE PURPOSE & OBJECTIVE:- (These responsibilities are representative and the role holder is also responsible for any other job assigned by the superior authorities from time to time.- This section in not intended to be an exhaustive listing of all activities done by the role holder.- It should capture only the key deliverables and responsibilities of the...
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Ujjivan Small Finance Bank
1 day ago
Bengaluru, India Ujjivan Small Finance Bank Limited Full timeKey Responsibilities:- Support creation and periodic review of the Bank's medium- to long-term Assets Strategy in alignment with organizational priorities.- Translate strategic objectives into actionable business plans with measurable milestones across Retail, SME, Corporate, and Agri Lending portfolios.- Collaborate with product, credit, risk, and...
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Ujjivan Small Finance Bank
22 hours ago
Bengaluru, India Ujjivan Small Finance Bank Limited Full time- Support formulation and periodic review of the medium to long-term Liabilities Strategy in alignment with organizational goals.- Translate strategic objectives into actionable plans with measurable milestones across retail, corporate, and institutional liabilities segments.- Partner with product, branch banking, and digital teams to ensure cohesive...
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Ujjivan Small Finance Bank
6 days ago
Bengaluru, India Ujjivan Small Finance Bank limited Full timeKey Responsibilities :- Execute IT audits in line with the Internal Audit Annual Plan.- Conduct regulatory audits for critical banking applications (e.g., Core Banking System, Internet Banking).- Examine internal IT controls for design and operational effectiveness.- Test and identify network and system vulnerabilities to ensure security and compliance.-...
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Financial Analyst
3 weeks ago
Bengaluru, India Ujjivan Small Finance Bank Full timeJOB TITLE Financial Analyst GRADE SM DEPARTMENT F & A LOCATION HO SUB-DEPARTMENT TYPE OF POSITION Full-time REPORTS TO National Manager – Financial Planning ROLE PURPOSE & OBJECTIVE Responsible to prepare the long term business plans, business strategy, yearly business budget & forecasts in collaboration with the Business teams. KEY DUTIES &...
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▷ [Only 24h Left] Financial Analyst
3 weeks ago
Bengaluru, India Ujjivan Small Finance Bank Full timeJob Description JOB TITLE Financial Analyst GRADE SM DEPARTMENT F & A LOCATION HO SUB-DEPARTMENT TYPE OF POSITION Full-time REPORTS TO National Manager Financial Planning 1. ROLE PURPOSE & OBJECTIVE - Responsible to prepare the long term business plans, business strategy, yearly business budget & forecasts in collaboration with the Business teams. 1. KEY...
