Product - LAP (Small ticket/Micro LAP)

3 weeks ago


Mumbai, India Piramal Capital & Housing Finance Limited Full time

Job description


Product Management

Developing New Products and Schemes and modification in existing products in the secured business loan segment (Small ticket/Micro-LAP)

Approval, Rollout & Training of new product and schemes to all stakeholders

Monitoring performance and profitability of schemes and products

Process, Policy Management

Work along with other stakeholders to create & streamline the process with a Digital First approach

Work along with Policy & Credit teams to bring about changes in policy as required

Sales Support & Channel Development

Developing new business channels, including alternate and Digital

Designing & implementing campaigns, sales contests and programs to grow business

Supporting the sales teams in their various requirements

Meeting key stakeholders like Channel Partners, Online Aggregators to get their feedback

Competition Benchmarking

Maintaindataoncompetitionandexternalmarketandsuggestsuitablemodifications


Special Projects

Design &Develop various functionalities as per requirement


Strategic Initiatives

AnalyzingMISandAnalyticstogivehighlevelinputsandstrategytotheseniormanagementtoimplementinitiatives.

Responsible for designing strategy for resource allocation, new tie-ups, cross selling campaigns through referrers, policy and process improvement.

ResponsibleforLeadManagementSystemsandensuretrackingandclosureoftheleads.

Understandapplicationprocessingformortgagesacrossdifferentoperatingmodelsandlooktorecommendpossibleimprovement


Portfolio Attrition Management

Responsible for portfolio attrition and re-alignment of strategy.

Portfolio planning and trend analysis

Managing customer interactions and escalations


Training

Conductandexecutetrainingprogramsforsalesteamsontheproductofferings

Handle sales support, budgeting, campaigns for the product/business



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