Manager/Senior Manager Credit

2 weeks ago

New Delhi Delhi India, Delhi DMI Finance Private Limited Full time

Locations:

  • Ludhiana
  • Pune
  • Patna
  • Delhi



About DMI Finance:

Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.

Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing finance, digital consumer and MSME finance and asset management.

DMI is supported by global institutional investors, strategic family offices and leading banks and public market creditors in India.


Job Purpose:

Incumbent will be part Secured Loan- MSME - Risk & Policy Team for DMI Consumer Credit team. Core responsibilities would include evaluating creditworthiness of the clients by analyzing the financial performance of the clients for secured products primarily Loan against property


Accountability:


Credit underwriting

  • Underwriting Secured loans – Loan against property proposals as per the laid down policies and procedure
  • Identify & assess the risk in the proposal, provide adequate credit support to the business, approve credit applications
  • Conducting PD and field visits to understand the client requirements and check credit worthiness.
  • Scrutinizing the financials and relevant documents and checking the credit history of the client


Policy Support formulation

  • Suggest policies modifications, wherever required, for new partners and channels (Acquisition & Line management)
  • Identify and re-engineer processes on an ongoing basis and take corrective action in a timely manner without disrupting regular lending workflow
  • Work with tech team to design test and implementation for any changes (partner related or regulatory) in policies.


Portfolio Management

  • Constantly Evaluate portfolio performance.
  • Benchmark to Industry Standards.


Stakeholder Management

  • Working closely with business sales managers to maintain a balanced and profitable credit portfolio.
  • Providing guidance to the business team w.r.t areas of policy and processes would be required on an ongoing basis.
  • Interacting with cross functional teams and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms
  • Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives


Qualifications

Minimum Qualification: Postgraduate degree in management / CA

Skills: Digital Assessment, Tech-savviness, Advanced Excel

Work Experience

8-10 Years of relevant experience for Senior Manager

5-7 Years of relevant experience for Manager

  • Manager/Senior Manager Credit

    5 days ago

    Delhi, Delhi, India DMI Finance Private Limited Full time

    Locations:LudhianaPunePatnaDelhiAbout DMI Finance:Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core...

  • Regional Credit Manager

    2 weeks ago

    Delhi, Delhi, India Tata Capital Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    DescriptionEnd-to-End Credit Approval:Support and partner with business teams to manage the entire credit approval process within the designated region.Credit Underwriting:Underwrite credit applications for corporate finance products across all customer segments.Present underwriting recommendations to senior-level management.Having deep understanding of...

  • Credit manager

    3 days ago

    Delhi, Delhi, India Digner Fin-lease & Investment Pvt. Ltd. Full time

    Company DescriptionDigner Fin-lease & Investment Pvt. Ltd. (DFAIPL PVT LTD) is a trusted and advanced Non-Banking Finance Company (NBFC) dedicated to providing instant financial solutions and facilitating the business of digital lending. With a vision of empowering eligible customers with financial strength, DFAIPL PVT LTD stands by those facing financial...

  • Area Credit Manager

    2 weeks ago

    Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionCredit Portfolio Oversight:Assume responsibility for the continuous monitoring and management of Emerging Corporate Division's diverse credit portfolio.Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.Undertake in-depth and ongoing analyses of business performance,...

  • Regional Credit Manager

    2 weeks ago

    Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionJob DescriptionCredit Portfolio Oversight:Assume responsibility for the continuous monitoring and management of Midcorporate Division's diverse credit portfolio.Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.Undertake in-depth and ongoing analyses of business performance,...

  • Credit Manager

    7 days ago

    Delhi, Delhi, India Everlight Holdings Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Responsibilities:Collaborate with sales team on financing solutionsMonitor credit risks and mitigation strategiesEvaluate loan applications through credit analysisManage credit portfolio performance and reporting

  • Deals Researcher

    2 weeks ago

    Delhi, Delhi, India Xpert Manager Full time ₹ 2,400 - ₹ 38,400 per year

    We are building , a platform for tools, services, mentors, digital products, and creator offers.We need a researcher who can find deals, verify them, write short summaries, and outreach to creators to list their offers on Oorgin.Your ResponsibilitiesFind daily deals/offers from tools, services, courses, mentors, plugins, SaaS, etc.Verify authenticity...

  • Credit Manager

    22 hours ago

    Delhi, Delhi, India Voice HR Full time

    We are looking for Credit Manager - EIL (Education Institutional Loan) / School Funding / School Loan with leading NBFC. Location - Delhi CTC - 8.5 MaxAge - 35 Yrs Max Can share CV to

  • Credit Manager-CSFD-Credit Appraisal-Programs-Delhi

    2 weeks ago

    Delhi, Delhi, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    DescriptionTo Implement & Manage Credit Processes and Credit Underwriting. 1. Implement and administer Credit Policies for Corporate Finance division . 2. Monitor systems and process for smooth implementation credit policies in the region. 3. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. 4....

  • Manager - Trade credit Insurance

    2 weeks ago

    Delhi, Delhi, India salasar services insurance brokers private limited Full time ₹ 12,00,000 - ₹ 15,00,000 per year

    Company DescriptionSalasar Services (Insurance Brokers) Private Limited is an insurance and reinsurance broking firm licensed by the Insurance Regulatory and Development Authority (IRDA). As one of the largest broking firms in India, Salasar partners with reputed insurance companies across the country, both public and private. The company provides a range of...