Area Credit Manager

2 days ago

Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year
Description

Credit Portfolio Oversight:

  • Assume responsibility for the continuous monitoring and management of Emerging Corporate Division's diverse credit portfolio.
  • Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.
  • Undertake in-depth and ongoing analyses of business performance, meticulously comparing actual outcomes against initial projections.
  • Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance.

Stakeholder Engagement:

  • Establish and maintain robust channels of communication with clients and strategic partners.
  • Serve as a bridge between the credit team and client teams to facilitate the seamless flow of information, promptly address concerns, and foster collaboration.

Reporting and Analysis:

  • Generate regular and comprehensive reports that provide a detailed view of portfolio performance, risk profiles, and emerging trends.
  • Offer incisive and data-driven insights to senior management, enabling informed decision-making based on the analysis of portfolio data.
  • Uphold rigorous standards of record management to support transparency, accountability, and audit readiness.
  • Maintain a vigilant eye for opportunities to enhance the efficiency and effectiveness of credit monitoring processes.
  • Actively participate in the development and implementation of industry-leading best practices for credit monitoring within the organization.

Cross-Functional Collaboration:

  • Foster collaborative relationships with various internal functions, including Risk, Legal, and Operations, to holistically address portfolio-related challenges and opportunities.
  • Promote synergy among different departments to maximize the overall effectiveness of credit monitoring efforts.

Risk Management:

  • Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and market-related dimensions.
  • Collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries.
  • Maintain rigorous adherence to the Credit Monitoring Policy and its associated procedures, ensuring that monitoring protocols remain aligned with the policy's stipulations.

Take a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics.

  • Area Credit Manager

    4 days ago

    Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Description10024 To underwrite corporate finance business and manage the portfolio in assigned area . o Support and co-partner with business teams to manage end to end credit approval for the designated regiono Underwrite cases and present to senior levelo Authorize deviations raised and documented by underwriters in compliance with credit policy.o Finalize...

  • Area Manager Credit

    1 week ago

    Delhi, Delhi, India Hinduja Housing Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Intersted candidate can share CV to / Role & responsibilities• Managing the regional credit function• Deliver Credit assessment of Home Loans and Loan against Property• Follow TAT, Compliance, policies and procedures as per NHB guidance• Maintain a department organizational structure sufficient to meet all goals and objectivesto include a fail proof...

  • Area Credit Manager-CEQ-Credit Appraisal-Delhi

    2 days ago

    Delhi, Delhi, India Tata Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    DescriptionBusiness VerticalSME creditDesignationArea Credit Manager -CEQGradeM3/M4/M5Educational QualificationMBA/PGDBA/PGPM/ CA or EquivalentExperience5-9 years in Banks/NBFC1To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility To perform the financial...

  • Credit Manager

    6 days ago

    Delhi, Delhi, India Tata Capital Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Company DescriptionTata Capital Limited, a subsidiary of Tata Sons Limited, is registered with the Reserve Bank of India as a Core Investment Company. Offering a broad range of fund and fee-based financial services, Tata Capital caters to retail, corporate, and institutional customers. The company operates in various business areas like Commercial Finance,...

  • Area Credit Manager-Large Corporate-Credit Appraisal-Delhi

    2 days ago

    Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionKey Objective of the Job: To handle responsibilities mapped to profile of Area Credit Manager. Handling and evaluating/ assessing CAM Note as well financial model submitted by Business TeamTo prepare credit note / financial model with correct information (gathered via business team / public domain / other resources)Structure the transaction in a...

  • Area Credit Manager-Large Corporate-Credit Appraisal-Delhi

    2 days ago

    Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Description1  Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)2  Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility3  Undertake regular interaction with collections / sales to...

  • Relationship Manager

    4 days ago

    Delhi, Delhi, India Tax Manager Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Job Title: Relationship Manager - SalesLocation: Corporate Office - Naraina Vihar (Above Naraina Metro Station), New DelhiEmployment Type: Full-Time | PermanentIndustry: Financial Services | FintechSalary- 25k to 40kKey Responsibilities:Acquire and onboard new clients by understanding their tax and financial needs.Maintain strong client relationships through...

  • Credit manager

    2 weeks ago

    Delhi, Delhi, India Digner Fin-lease & Investment Pvt. Ltd. Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Company DescriptionDigner Fin-lease & Investment Pvt. Ltd. (DFAIPL PVT LTD) is a trusted and advanced Non-Banking Finance Company (NBFC) dedicated to providing instant financial solutions and facilitating the business of digital lending. With a vision of empowering eligible customers with financial strength, DFAIPL PVT LTD stands by those facing financial...

  • Credit Manager

    2 weeks ago

    Delhi, Delhi, India Maxemo Capital Full time ₹ 6,00,000 - ₹ 10,00,000 per year

    Position: Credit Manager - (Unsecured Business Loan)Company: Maxemo Capital - NBFCJob Summary: The Credit Manager is responsible for assessing and managing credit risk associated with the NBFC's working capital lending activities. This includes evaluating the creditworthiness of potential borrowers, setting credit limits, monitoring existing loans, and...

  • Credit Manager

    5 days ago

    Delhi, Delhi, India Mahashakti Financiers Ltd. Full time ₹ 3,00,000 - ₹ 6,00,000 per year

    Job Title: Credit ManagerDepartment: OperationsJob Summary:A Credit Manager in an NBFC (Non-Banking Financial Company) is responsible for evaluating loan applications, assessing creditworthiness, minimizing risk exposure, and ensuring compliance with lending policies. This role involves credit risk analysis, approval of loan proposals, and monitoring loan...