Co-Founder Sales- Buisness Loans
2 weeks ago
Co-Owner – Sales (Business Loans)
As a Co-Owner responsible for Sales in the Business Loans division, you will lead and drive the Company’s Lending Growth Strategy. This role combines Entrepreneurial Ownership with Hands-on Sales Leadership. You will manage Client Acquisition, Develop Lending Partnerships, strengthen the Company’s Market Presence, and Work closely with other Co-owners to shape Business Direction and Profitability.
- Lead the end-to-end sales cycle for business loan products (SME loans, working capital, term loans, equipment financing, etc.).
- Identify and acquire new business clients through networking, cold outreach, referrals, and strategic partnerships.
- Build and maintain a strong sales pipeline using CRM and structured follow-up processes.
- Develop long-term relationships with SMEs, corporates, financial advisors, and channel partners.
- Conduct client meetings to understand financing needs and propose suitable lending solutions.
- Ensure excellent post-loan servicing to maintain strong client loyalty and high retention.
- Contribute to the company’s overall strategic planning, including product development, revenue targets, and market expansion.
- Oversee pricing, loan structuring, and negotiation to ensure profitability and compliance.
- Evaluate and onboard partnerships with banks, NBFCs, fintechs, or DSAs to broaden product capabilities.
- Ensure that all loan proposals meet internal credit policy and regulatory guidelines.
- Work closely with underwriting teams to maintain high-quality credit decisions.
- Monitor portfolio performance and address any early warning signs of risk.
- Build, mentor, and manage sales teams or independent loan consultants.
- Provide training on loan products, underwriting basics, and sales best practices.
- Set sales KPIs, track performance, and drive a results-oriented culture.
- Proven experience in selling business loans or other financial products (3–10+ years).
- Strong understanding of SME finance, lending policies, and loan underwriting basics.
- Demonstrated ability to close high-value deals and manage complex sales cycles.
- Excellent communication, negotiation, and relationship-building skills.
- Entrepreneurial mindset with the ability to take ownership and drive growth.
- Existing network of SME clients, bankers, DSAs, or financial partners.
- Experience working in NBFC, bank, fintech, or loan distribution company.
- Familiarity with CRM systems and digital lending tools.
KEY ATTRIBUTES
- Ownership mentality
- Target-driven and self-motivated
- High integrity and customer-centric approach
- Ability to work independently and collaboratively
- Strategic thinker with a strong execution capability
PERFORMANANCE METRICS
- Monthly/quarterly loan disbursement targets
- Client acquisition and retention rates
- Portfolio quality (delinquencies, NPAs)
- Revenue contribution
- Successful partnerships established
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