Banking Analytics

3 months ago


Gurugram, India EXL Full time

We are trying to seek candidates who have experience either in Credit Risk (selecting good customers, initial line assignment, increasing/decreasing limit) or collections or portfolio analytics or disputes.

Location: Gurgaon/Bangalore/Pune/Ahmedabad

Experience: 2-10 years(Hiring across bands)


Job Description:

A successful candidate would work as an EXL consultant with a leading US Financial Services

Organization on an unsecured lending portfolio.

The job will require the consultant to work on:

  1. Support tactical & strategic analytics initiatives for US based banks’ team in Credit Risk/Fraud/Collections/Disputes/Portfolio Analytics domain.
  2. Evaluate effectiveness of current policies & strategies and recommend changes to business strategy & risk management policies to improve performance which are targeting good customers/finding fraud patterns/increasing collections/reducing loss of the portfolio.
  3. Lead the development of new rules and strategy by leveraging the existing data, managing the initiatives/monthly/ad-hoc dashboards, analyzing the trends and performing ad-hoc analysis.
  4. Summarize analytical findings into presentations and share analysis & reports with senior leadership.
  5. Clearly communicate analysis as presentations to technical & non-technical groups
  6. Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
  7. Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
  8. Train, coach and develop team members.


Qualifications:

  1. Past Analytical experience: Portfolio analytics (loss monitoring)/Credit Risk (Acquisition and Line Management)/Collections/Fraud/Dispute Analytics and Trend Reporting/Dash-boarding with root cause analysis. (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)
  2. Past experience in problem solving roles, strategic initiatives etc.
  3. Knowledge in Banking Domain
  4. Excellent written and oral communication skills.
  5. Hands on work experience in SQL or Python.
  6. Educational Background: B.Tech /B.E from premier/reputed organizations (IIT/NIT preferred)


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