Credit Risk Analytics
3 weeks ago
Credit Risk professional will develop wholesale credit risk models - PD/LGD for Real estate and Corporate portfolio as per IFRS9 requirements. Assisting in research, modelling and development for refinement of the current credit risk framework and code in SAS/R/Python for data creation and modelling.
**Job Responsibilities**:
- Developing wholesale credit risk models - PD/LGD for Real estate and Corporate portfolio as per IFRS9 requirements
- Experienced in statistical modelling for low default portfolios
- Coding in SAS/R/Python for data creation and modelling
- Analyzing, explaining, validating and documenting the models and their results.
- Assisting in research, modelling and development for refinement of the current credit risk framework
- Communicating with stakeholders, internal audit, model validation, regulatory agencies and responding to their requests on a timely and accurate basis.
**Requirement**:
- 3-8 years of relevant experience at a financial institution or a consulting firm, preferably on a Quant/ Data Science role in a data-rich environment
- Experienced in modelling for Real estate and Corporate portfolio
- Preferably Master’s degree in a quantitative field such as Statistics, Mathematics, Operations Research, Economics, or Finance, or equivalent
- Experienced in developing/validating credit risk - PD/LGD/EAD/Stress testing models
- Experienced in provisioning as per IFRS9 implementation for banks
- Proficiency in programming and Advanced Statistical Techniques
- R/SAS/Advanced excel
- Analytical thinking, quantitative abilities and problem solving skills
- Understanding of risk management concepts like Stress-Testing, regulatory frameworks for Risk Management
- Attention to detail and ability to prioritize projects and workload
- Self-motivated team player who brings a “can-do” approach
- Ability to work well under pressure in a fast-paced team-oriented environment
- Strong communication skills; ability to present complex and technical issues clearly, both verbally and in writing
About Us
- Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.
- And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market.
- But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.
- Our story
- OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer - and it was broken.
- Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?
- The industry was backward-looking and too focused on historic financials, rather than future potential.
- So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses?
- No more what ifs, OakNorth Bank exists.
-
Avp-credit Risk Analytics-c12
2 weeks ago
Gurugram, Haryana, India Citi Full timeThe Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...
-
Avp-credit Risk Analytics-c12
3 weeks ago
Gurugram, Haryana, India Citi Full timeThe Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...
-
Credit Risk Analytics-strategic Initiatives
1 hour ago
Gurugram, Haryana, India Citi Full timeThe Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for developing Risk Segmentation, Underwriting, Line management, Account management, Cross functional analytics Leverage credit risk data experience and business acumen to observe key trends, threats, inaccuracies and drivers of those observations. Work closely with...
-
Underwriting Manager- Credit Risk Policy
1 week ago
Gurugram, India Home Credit India Full timeKey Responsibilities:Responsible for defining the credit underwriting frameworkDefining the strategies for credit approval and Credit Limit assignmentMonitoring & meeting the vintage risk levels within the risk appetiteDefining the framework for repeat transaction authorization for revolving productsMonitoring & meeting the transaction risk levels within the...
-
Underwriting Manager- Credit Risk Policy
17 hours ago
gurugram, India Home Credit India Full timeKey Responsibilities: Responsible for defining the credit underwriting framework Defining the strategies for credit approval and Credit Limit assignment Monitoring & meeting the vintage risk levels within the risk appetite Defining the framework for repeat transaction authorization for revolving products Monitoring & meeting the transaction risk levels...
-
Gurugram, India Home Credit India Full timeKey Responsibilities: - Responsible for defining the credit underwriting framework - Defining the strategies for credit approval and Credit Limit assignment - Monitoring & meeting the vintage risk levels within the risk appetite - Defining the framework for repeat transaction authorization for revolving products - Monitoring & meeting the transaction risk...
-
Credit Risk Modelling
2 weeks ago
Gurugram, Haryana, India Evalueserve Full time**Elevate Your Impact Through Innovation and Learning** We have 4,500+ talented professionals operating across 45 countries, including India, China, Chile, Romania, the US, and Canada. Our global network also extends to emerging markets such as Colombia, the Middle East, and the rest of Asia-Pacific. Recognized by Great Place to Work® in India, Chile,...
-
Credit Risk Manager
2 weeks ago
Gurugram, India Fusion Finance Ltd Full timeAbout Us:- Fusion Finance is an Indian NBFC – MFI set up in 2010 which provides financial services with customized solutions to the unbanked and underprivileged women entrepreneurs belonging to the economically and socially deprived sections of the society. Operating in 20 states covered by 1100+ branches with AUM of over INR 10,000 Crores. Fusion has made...
-
Credit Data and Analytics Associate
2 weeks ago
Gurugram, Haryana, India Macquarie Group Limited Full time-Help contribute to our long-term success by working on strategies to manage and prevent risk. Join a team that manages and oversees the counterparty credit, equity and asset risks taken by Macquarie. At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities. We are a global financial services...
-
Credit Risk Manager
4 weeks ago
Gurugram, India Fusion Finance Ltd Full timeAbout Us:-Fusion Finance is an Indian NBFC – MFI set up in 2010 which provides financial services with customized solutions to the unbanked and underprivileged women entrepreneurs belonging to the economically and socially deprivedsections of the society. Operating in 20 states covered by 1100+ branches with AUM of over INR 10,000 Crores. Fusion has made a...
-
Credit Risk Manager
4 weeks ago
Gurugram, India Fusion Finance Ltd Full timeAbout Us:-Fusion Finance is an Indian NBFC – MFI set up in 2010 which provides financial services with customized solutions to the unbanked and underprivileged women entrepreneurs belonging to the economically and socially deprivedsections of the society. Operating in 20 states covered by 1100+ branches with AUM of over INR 10,000 Crores. Fusion has made a...
-
Credit Risk Manager
4 weeks ago
Gurugram, India Fusion Finance Ltd Full timeAbout Us:- Fusion Finance is an Indian NBFC – MFI set up in 2010 which provides financial services with customized solutions to the unbanked and underprivileged women entrepreneurs belonging to the economically and socially deprived sections of the society. Operating in 20 states covered by 1100+ branches with AUM of over INR 10,000 Crores. Fusion has...
-
Credit Risk Manager
17 hours ago
gurugram, India Fusion Finance Ltd Full timeAbout Us:- Fusion Finance is an Indian NBFC – MFI set up in 2010 which provides financial services with customized solutions to the unbanked and underprivileged women entrepreneurs belonging to the economically and socially deprived sections of the society. Operating in 20 states covered by 1100+ branches with AUM of over INR 10,000 Crores. Fusion has...
-
Credit Risk Analyst
3 weeks ago
Gurugram, India EXL Full timeThe candidate is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle – acquisition, portfolio management and collections, across retail lending products. Responsibilities : Design, analyze, monitor credit risk strategies for...
-
Credit Risk Analyst
3 weeks ago
Gurugram, India EXL Full timeThe candidate is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle – acquisition, portfolio management and collections, across retail lending products. Responsibilities : Design, analyze, monitor credit risk strategies for...
-
Credit Risk Analyst
3 weeks ago
Gurugram, India EXL Full timeThe candidate is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle – acquisition, portfolio management and collections, across retail lending products. Responsibilities : Design, analyze, monitor credit risk strategies for...
-
Senior Credit Risk Manager
3 weeks ago
Gurugram, India Airtel Digital Full timeJob Title: Credit Risk Manager – Consumer Loan ProductsLocation: GurgaonExperience Level: 3-6 yearsKey Responsibilities: 1 Risk Policy Development & Implementation: Develop, implement, and manage credit underwriting and risk policies for consumer loan products (mainly PL and BL).Ensure risk policies align with organizational goals and regulatory...
-
Senior Credit Risk Manager
3 weeks ago
Gurugram, India Airtel Digital Full timeJob Title: Credit Risk Manager – Consumer Loan Products Location : Gurgaon Experience Level : 3-6 years Key Responsibilities: 1 Risk Policy Development & Implementation: Develop, implement, and manage credit underwriting and risk policies for consumer loan products (mainly PL and BL). Ensure risk policies align with organizational goals and...
-
Senior Credit Risk Manager
3 weeks ago
Gurugram, India Airtel Digital Full timeJob Title: Credit Risk Manager – Consumer Loan ProductsLocation: GurgaonExperience Level: 3-6 yearsKey Responsibilities: 1 Risk Policy Development & Implementation: Develop, implement, and manage credit underwriting and risk policies for consumer loan products (mainly PL and BL).Ensure risk policies align with organizational goals and regulatory...
-
Credit Risk Modeling with R
3 weeks ago
Gurugram, India EXL Full timeKey Responsibilities:Model Development: Design, build, and implement credit risk model.3+ year of analytics experience.Hands-on experience with IFRS 9 models and regulations.Data Analysis: Analyze large datasets to identify trends and risk factors, ensuring data quality and integrity.Statistical Analysis: Utilize advanced statistical methods to build robust...
