Underwriting Manager

2 weeks ago


Gurugram, India Home Credit India Full time

Key Responsibilities:


  • Responsible for defining the credit underwriting framework
  • Defining the strategies for credit approval and Credit Limit assignment
  • Monitoring & meeting the vintage risk levels within the risk appetite
  • Defining the framework for repeat transaction authorization for revolving products
  • Monitoring & meeting the transaction risk levels within the risk appetite
  • Monitoring the incoming credit profiles, score distributions, approval rates etc.
  • Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science
  • Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies


Desired Skills:

  • SQL is must
  • Understanding from BFSI industry
  • Hands on experience working on underwriting/risk framework
  • Analytical mindset

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