Credit Manager-Loan Against Property

4 months ago


Bengaluru, India IDFC FIRST Bank Full time

Role/ Job Title:  Credit Manager- LAP

Function/ Department:  Credit

Job Purpose:

The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:

Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Supervise a team of credit underwriters and provide guidelines. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards.

Education Qualification: 

Graduation: Finance 

Post-graduation: MBA

Professional Qualification/Certification: Chartered Accountant ( CA)

Experience:  2 - 5 years of experience in Credit.



  • Bengaluru, Karnataka, India IDFC FIRST Bank Full time

    Job Summary:The role of Credit Manager-Loan Against Property at IDFC FIRST Bank involves supervising a team of credit underwriters and providing guidelines to ensure the effective management of area business volumes. The successful candidate will be responsible for underwriting secured and unsecured proposals for loan customers, adhering to the company's...


  • Bengaluru, Karnataka, India KreditBee Full time

    Channel Sales ManagerKreditBee is seeking a skilled Channel Sales Manager to lead our loan against property sales efforts. As a key member of our team, you will be responsible for identifying, recruiting, and onboarding channel partners, developing and maintaining strong relationships with them, and driving sales growth through effective sales strategies and...

  • Channel Sales Manager

    4 weeks ago


    Bengaluru, Karnataka, India KreditBee Full time

    Channel Sales Manager - Loan Against PropertyAt KreditBee, we are seeking a highly skilled Channel Sales Manager to lead our loan against property sales efforts. As a key member of our team, you will be responsible for identifying, recruiting, and onboarding channel partners to drive sales growth and revenue.Key Responsibilities:Channel Partner Management:...

  • Branch Manager

    7 months ago


    Bengaluru, India KreditBee Full time

    Responsibilities:Manage the sales team and ensure that they are meeting the sales goalsAchieve targets for the Mortgages/Loan against Property business through lead generation and fulfilment from the Open Market and alternate channelsMonitoring Branches and setting targets for themDevelop and Manage Branch Network for mortgage loans in Geographical...

  • Channel Sales Manager

    3 weeks ago


    Bengaluru, Karnataka, India KreditBee Full time

    At KreditBee, we are seeking a skilled Channel Sales Manager to lead our loan against property sales efforts. This role will be responsible for identifying, recruiting, and onboarding channel partners, including brokers, agents, financial institutions, and other relevant stakeholders.Key Responsibilities:Develop and maintain strong relationships with channel...


  • Bengaluru, Karnataka, India KreditBee Full time

    Job Title: Sales Manager - Loan Against Property (LAP)Location: HyderabadJob Type: Full-TimeJob Summary:The Sales Manager for Loan Against Property (LAP) is responsible for leading and managing the sales team to achieve sales targets for the LAP product. This role involves developing and implementing sales strategies, building relationships with customers,...

  • Field Sales Officer

    6 months ago


    Bengaluru, India KreditBee Full time

    About Company: KreditBee is India’s largest fintech lending platform with a current monthly  disbursement of over ₹1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85  Lakh unique loan customers. It offers various financial services digitally including but not limited to  Personal Loans, Business Loans, DigiGold investment,...


  • Bengaluru, India IDFC FIRST Bank Full time

    Role/ Job Title: Territory Manager-Loan against Property Function/ Department : Sales Job Purpose:  The role bearer has the responsibility of sourcing loans from market using DSAs/DSTs and existing channel partners as well establishing a quality portfolio. It entails managing a team, maintain strong relationships, foster co-operation and...

  • Senior Credit Manager

    3 weeks ago


    Bengaluru, Karnataka, India IDFC FIRST Bank Full time

    Job Summary:The ideal candidate for this role will be responsible for managing a team of credit underwriters and coordinating with the sales team to achieve targets. The successful candidate will have excellent communication skills and be able to establish creditworthiness with customers. Additionally, they will be responsible for ensuring completion of...


  • Bengaluru, Karnataka, India KreditBee Full time

    Job Title: Sales Manager - Loan Against Property (LAP)Location: Not SpecifiedJob Type: Full-TimeJob Summary:The Sales Manager for Loan Against Property (LAP) will lead and manage the sales team to achieve sales targets for the LAP product. This role involves developing and implementing sales strategies, building relationships with customers, and ensuring...


  • Bengaluru, Karnataka, India IDFC FIRST Bank Full time

    Job SummaryThe Territory Manager-Loan against Property role at IDFC FIRST Bank involves sourcing loans from market using DSAs/DSTs and existing channel partners, establishing a quality portfolio, and managing a team. The ideal candidate will have extensive knowledge of retail assets, products, and operations, as well as strong communication and...

  • Branch Manager

    4 weeks ago


    Bengaluru, Karnataka, India KreditBee Full time

    Job Title: Branch Manager - Loan Against Property (LAP)Job Type: Full-TimeJob Summary:The Branch Manager for Loan Against Property (LAP) at KreditBee is responsible for overseeing the branch operations and ensuring the achievement of LAP sales targets. This role involves managing and supporting the sales managers, developing sales strategies, maintaining...


  • Bengaluru, India Virtuous Advisors & Resources Private Ltd Full time

    Urgent Job Opportunity Role & Responsibilities:- Develop and implement strategic plans for secured and unsecured lending operations, aligned with the company's overall objectives and growth targets. - Develop and implement robust risk management frameworks to ensure the quality of the loan portfolio, including credit risk assessment, collateral...

  • Area Sales Manager

    4 months ago


    Bengaluru, India KreditBee Full time

    Job Title: Sales Manager - Loan Against Property (LAP)Location: HyderabadJob Type: Full-TimeJob Summary:The Sales Manager for Loan Against Property (LAP) is responsible for leading and managing the sales team to achieve sales targets for the LAP product. This role involves developing and implementing sales strategies, building relationships with customers,...

  • Regional Sales Manager

    19 hours ago


    Bengaluru, India Huntsmen & Barons Full time

    Apply those who have experience in Banking and NBFC- Regional Sales Manager-HL/LAP (Builder Channel). We are hiring for a leading Bank!Job Description:- Manage a team of Area Sales Managers (ASM), Sales Managers (SM), and Relationship Managers (RM) for the Bangalore region. - Oversee the product line for Home Loans and Loan Against Property (LAP), ensuring...

  • Sales Officer

    6 months ago


    Bengaluru, India Advent Global Solutions Full time

    **Job Purpose**: Sales Officer CLAP is a customer-facing professional whose primary responsibility is to source loan against property loans from Open Market through marketing activities, cold calls & references. Also, they need to work closely with the branches and convert the branch leads for Consumer LAP business. Key Accountabilities: - Marketing...


  • Bengaluru, India KreditBee Full time

    About KreditBee: KreditBee is India’s largest fintech lending platform with a current monthly  disbursement of over ₹1600 Crores. It has 50 Million downloads on Google Play Store and over 85  Lakh unique loan customers. It offers various financial services digitally including but not limited to  Personal Loans, Business Loans, DigiGold investment,...

  • Branch Manager

    4 months ago


    Bengaluru, India KreditBee Full time

    Job Title: Branch Manager - Loan Against Property (LAP)Job Type: Full-TimeJob Summary:The Branch Manager for Loan Against Property (LAP) is responsible for overseeing the branch operations and ensuring the achievement of LAP sales targets. This role involves managing and supporting the sales managers, developing sales strategies, maintaining high levels of...

  • Cluster Credit Manager

    2 months ago


    Bengaluru, India Credit Saison Finance Pvt Ltd Full time

    1.Driving the credit practice for our BL segment within the defined risk philosophy of the company 2.Leading the team of credit managers to ensure due diligence in credit analysis, deviations management, evaluation, underwriting and sanctioning of loans. Set-up standard approach of credit through hind sighting practice 3.Set-up and lead the team of credit...


  • Bengaluru, India Shikshakji.com Full time

    Sourcing Loans against securities & ESOP financing business Responsibilities : Source business for Las & ESOP financing as per the risk parameters & policy defined. Responsible for meeting the income parameters Managing internal & external channel partners Specific Qualifications (if required) Should be Graduate. MBA preferred Skills Referential: Should have...