Risk Operations Associate

1 month ago


Bengaluru, India Ethos Full time

About Ethos

Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. 

We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health.

We make getting life insurance easier, faster and better for everyone. 

Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families 

About the Role

We are looking for someone passionate about fighting insurance fraud and risk, is naturally curious, and has a strong desire to network with peers and partners within the insurance risk space. You will be responsible for conducting account investigations, making account-level judgements, and providing support for special handling of risk scenarios. You will be confident in looking through data, assessing various indicators, and making judgements on your findings.

The right candidate for this role will ideally have some experience in fraud, preferably within e-commerce or payments or insurance, and possess a basic understanding of risk management or fraud prevention and controls.

Duties and Responsibilities:

Investigate accounts to identify fraudulent insurance agents, customer accounts, payment risk, and other fraud vectors Conduct investigations on customer accounts to support insurance partner requirements Assess risk factors and trends of potential fraudulent activity Help maintain fraud detection strategies and business rules that balance fraud loss and customer experience Contribute to root cause analysis to identify opportunities to predict, prevent, and mitigate risk within process and performance Participate in bi-weekly, monthly and quarterly business reviews for the broader risk management team

Qualifications and Skills:

Some experience in fraud analysis, fraud investigations, or fraud operations Experience using data to make assessments/judgements A growth mindset, curiosity to learn and a team-focused mentality with effective problem solving skills The ability to approach challenges from a user perspective while being pragmatic & solutions oriented Fraud experience in payments, e-commerce, fintech or insurtech mitigating financial or insurance risk and/or fraud Knowledge of ecommerce or payment or insurance fraud schemes, fraud prevention methods, and fraud detection tools Prior fraud experience across multiple industries/verticals Experience in a high growth technology company Experience working from a queue

#LI-ONSITE

#LI-DG1

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.



  • Bengaluru, Karnataka, India Shell Business Operations Full time

    Market Risk: The Market Risk department is a specialized unit in Finance Operations that operates in the Chennai and Manila centers. The team has front line responsibility for risk measurement; deal valuation, exposure reporting and price validation. The department pulls together a range of expert skills that ensure accurate and timely reporting, and allow...


  • Bengaluru, India WELLS FARGO BANK Full time

    **About this role**: Wells Fargo is seeking an Investment Risk Associate... **In this role, you will**: - Provide focused oversight of significant fiduciary and investment risks for the company and its customers. Responsible for measuring and analyzing the client's portfolio risk, model portfolio risk, fiduciary and investment related product risk, and...

  • Credit Risk

    3 weeks ago


    Bengaluru, India JPMorgan Chase & Co. Full time

    Job Summary As a Associate / Sr Associate in our Credit Risk Middle Office, Private Banking Operations team, you will be responsible for supporting the implementation of the platform modernization initiatives and Business Management along with Stakeholder Management. The modernization effort entails partnering with senior stakeholders in designing the...


  • Bengaluru, India Goldman Sachs Full time

    The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. The Goldman Sachs Group, Inc. is a leading global investment...


  • Bengaluru, India Goldman Sachs Full time

    The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. Organization:  Risk Division, Technology Operational Risk The Operational Risk Department at Goldman Sachs is an independent risk management function responsible for developing and implementing a...


  • Bengaluru, India NatWest Group Full time

    Our people work differently depending on their jobs and needs. From hybrid working to flexible hours, we have plenty of options that help our people to thrive. This role is based in India and as such all normal working days must be carried out in India. Join us as a Risk Stress Testing Associate - In this critical role, you’ll contribute to the...


  • Bengaluru, India WELLS FARGO BANK Full time

    **About this role**: Wells Fargo is seeking an Associate Operations Processor... **In this role, you will**: - Perform general clerical operations tasks that are routine in nature - Receive, log, batch, and distribute work - File, photocopy, and answer phones - Prepare and distribute incoming and outgoing mail - Regularly receive direction from supervisor...


  • Bengaluru, India Goldman Sachs Full time

    The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. Divisional Overview: Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk...


  • Bengaluru, India Goldman Sachs Full time

    CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with...


  • Bengaluru, India Stripe Full time

    Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering...


  • Bengaluru, India JPMorgan Chase & Co. Full time

    The Credit Forecast Team support the US credit forecasting functions in execution of their processes through analytical insights, new age technologies and predictive analysis. As a Loss Forecasting Risk Analytics - Associate within the Home Lending Credit Forecast and Portfolio Analytics team, you will play a crucial role in overseeing and producing the...

  • Post-trade Services

    1 month ago


    Bengaluru, India CME Group Full time

    Job Description Summary The Post-Trade Services & Risk Associate monitors, manages & prevents risks within the clearing house & financial system. The incumbent provides positive input & direction to specific projects partially owned by the Clearing House & the Risk team. He/She manages risks through tolerance analysis, margin analysis & customer/product...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Post-trade Services

    1 month ago


    Bengaluru, India CME Management Full time

    **Description** Job Description Summary The Post-Trade Services & Risk Associate monitors, manages & prevents risks within the clearing house & financial system. The incumbent provides positive input & direction to specific projects partially owned by the Clearing House & the Risk team. He/She manages risks through tolerance analysis, margin analysis &...


  • Bengaluru, Karnataka, India Primeindus Fintech Solutions||Indusspay Full time

    **Role: KYC operations Associate**: - **Experience: 2-3.5 years** **Job Overview**: As a **KYC operations Associate **, you will be responsible for ensuring compliance with regulatory requirements and implementing effective Know Your Customer (KYC) procedures. You will play a crucial role in identifying and mitigating risks associated with customer...

  • Consumer Banking

    2 weeks ago


    Bengaluru, India JPMorgan Chase & Co. Full time

    As a Fraud Risk Strategy Analytics Associate within our Risk Management team, you will have the opportunity to analyze , develop new fraud fighting products, and work with cross-functional teams. You will leverage your strong analytical and problem-solving skills to interpret large amounts of data and its impact in both operational and financial areas....


  • Bengaluru, India WELLS FARGO BANK Full time

    **About this role**: Wells Fargo is seeking an Associate Securities Operations Representative... **In this role, you will**: - Support a variety of operational tasks for simple or routine securities - Identify ways to improve the overall process - Perform routine duties such as processing, reconciling transaction and research inquires - Regularly receive...


  • Bengaluru, India WELLS FARGO BANK Full time

    **About this role**: Wells Fargo is seeking an Associate Securities Operations Representative... **In this role, you will**: - Support a variety of operational tasks for simple or routine securities - Identify ways to improve the overall process - Perform routine duties such as processing, reconciling transaction and research inquires - Regularly receive...

  • Associate Manager

    1 week ago


    Bengaluru, India Standard Chartered Bank Full time

    Role Responsibilities Strategy The mitigation of risk by providing accurate and timely information necessary to support management decisions. Protection of the Bank’s reputation.Bank’s ability to meet legal and regulatory obligations.Minimizing risk of Bank being used by money launderers. Ensure compliance with ALL internal policies and...


  • Bengaluru, India WELLS FARGO BANK Full time

    **About this role**: Wells Fargo is seeking an Operational Accounting Associate... **In this role, you will**: - Perform operational accounting activities related to account reconcilement and maintenance - Provide operational accounting support to internal business groups or operations departments to ensure that accounts are being managed within the...