Credit Risk Operations Team Lead

4 weeks ago

Bengaluru, India Stripe Full time

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

Stripe is launching Stripe Delivery Centers - a new global team to design, implement and grow Stripe’s operations for the next decade. We are looking for dynamic and curious people that have a passion for solving global user issues, building operations, drive process improvement and want to play a front-line role in building this new operational capability for Stripe and accelerating Stripe’s growth. If you like challenging, scaled problems and are an amazing teammate, we want to hear from you

What you’ll do

The Credit Risk Operations team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world. This team will directly impact the company’s bottom line and growth capabilities by supporting new and emerging businesses. The Credit Operations team is responsible for conducting credit risk assessments, underwriting small, medium and large users, and proposing mitigation strategies that enable Stripe to take smart risks for our users.

In this role, you will manage and develop a group of Credit Risk Operations Associates that are focused on commercial credit underwriting and risk mitigation. The Credit Risk Operations Team Lead will cultivate the engagement of their team members while guiding them to be the best they can be, through feedback, coaching, mentoring, and advocacy within the organization. This means helping to set team goals, and using metrics to efficiently measure and guide team performance in pursuit of those goals. To be a fit, you will have a strong operations mindset, possess a deep understanding of commercial credit risk, be able to move quickly, and be passionate about delivering an incredible user experience.

Responsibilities

Manage, coach, and develop a new team of in-office Credit Risk Operations Associates
Execute on commercial credit underwriting frameworks that allow your team to evaluate business models and financial statements of successful venture-backed startups to established entities
Guide your team to identify commercial credit risk and propose risk mitigation strategies
Drive strong operational delivery and process improvement helping to maintain credit risk tolerance and balance credit loss and customer experience
Build a great culture and ensure team members are happy, effective, and growing in their career
Set clear goals and direction, and provide regular feedback on team members’ performance
Be data-driven in your analysis of performance, and in your decision making
Transmit and foster our values, serving as a beacon of Stripe’s user-centric philosophy and culture of transparency, empathy, inclusion, and empowerment
Manage operational performance to deliver KPIs
Manage capacity and scheduling to ensure adequate coverage 
Help resolve roadblocks and issues as they arise
Act as a point of escalation for complex credit underwriting reviews

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

A minimum of 6+ years of experience with commercial credit underwriting, financial statement analysis, risk modeling and cash flow forecasting
The ability to transform business and financial data into a cohesive narrative that outlines potential credit risks and presents dynamic mitigation strategies 
At least 1+ years of direct people management experience
Leadership skills, strong analytical abilities, and excellent communication skills are essential
An ability to partner effectively with internal globally distributed stakeholders
Strong operational background including new process launches and service delivery
Skill and credibility doing the core work of a user facing team with a high bar for quality, and a willingness to lead by example
Passion for process improvement and innovation

Preferred qualifications 

Degree/diploma in Finance or Accounting, or a related field
Experience in payments, e-commerce, or fintech mitigating credit risk
Experience in building and scaling new teams

In-office expectations

Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in-office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengalaru, India work 100% from the office. Also, some teams have greater in-office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility when possible.

Pay and benefits

Stripe does not yet include pay ranges in job postings in every country. Stripe strongly values pay transparency and is working toward pay transparency globally.

  • Credit Risk Analyst

    3 weeks ago

    Bengaluru, Karnataka, India Swiss Re Full time

    About the RoleBring the passion to contribute to the success of Swiss Re by identifying risks worth taking while steering away from risks that could destabilize the Group. Furthermore, the role will bring an independent, broad, and long-term perspective to protect Swiss Re's reputation and financial strength.Responsibilities include:Wide range of credit...

  • Chaitanya India Fin Credit

    1 week ago

    Bengaluru, India Chaitanya India Fin Credit Pvt. Ltd Full time

    We are looking for Credit Risk Manager with having certification of FRM Level 1 or 2. Or Knowledge in Credit risk is must or Market Risk Job Monitoring portfolio distribution, concentration, and segmental risk.- Monitor portfolio performance and risks emanating from the same across product, geography, program etc.- Monitoring Portfolio risk through...

  • Credit Risk Analyst

    4 weeks ago

    Bengaluru, Karnataka, India Swiss Re Full time

    About the Team We, in the Credit Analysis team, are currently seeking for highly motivated Credit Risk Analyst to join our team. Your role will be to identify risk worth taking while steering away from risk that could destabilize Corporate Solutions. Join us and contribute to protect the reputation and financial strength of Swiss Re Corporate Solutions and...

  • Risk-Bengaluru-Associate-Credit Risk

    4 weeks ago

    Bengaluru, India Goldman Sachs Full time

    The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. Divisional Overview: Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk...

  • Credit Risk Associate

    1 week ago

    Bengaluru, India Stripe Full time

    Who we are About Stripe  Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering...

  • Avp Credit Risk

    4 weeks ago

    Bengaluru, India Time Hack Consulting India Full time

    **About the Company**: A fintech company based out of Bangalore and started in 2016. Our vision is to uncomplicate loans and give faster access to our users. We have a wide range of products from personal loans to wedding loans, vehicle loans, education loans, etc. We are a profitable fintech company looking to scale 10X in the next 3 years. **Role and...

  • Credit Risk Management

    3 days ago

    Bengaluru, India Talent500 Full time

    Role Title - Credit Risk Management – Treasury ManagerJob Grade 11Company - New Healthcare BusinessThe Impact You Will Make in this Role:As a Credit Risk Management – Treasury Supervisor Lead, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse people around the world. Here, you will make...

  • Credit Risk Management

    2 weeks ago

    Bengaluru, India Talent500 Full time

    Role Title - Credit Risk Management – Treasury ManagerJob Grade 11Company - New Healthcare Business The Impact You Will Make in this Role:As a Credit Risk Management – Treasury Supervisor Lead, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse people around the world. Here, you will make...

  • Credit Risk Management

    2 weeks ago

    Bengaluru, India Talent500 Full time

    Role Title - Credit Risk Management – Treasury ManagerJob Grade 11Company - New Healthcare Business The Impact You Will Make in this Role:As a Credit Risk Management – Treasury Supervisor Lead, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse people around the world. Here, you will make...

  • Credit Risk Management

    2 weeks ago

    Bengaluru, India 3M Full time

    Role Title - Credit Risk Management – Treasury Supervisor LeadJob Grade 11Company - New Healthcare Business of 3M - Solventum (KCI)The Impact You will Make in this Role:As a Credit Risk Management – Treasury Supervisor Lead, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse people around...

  • Credit Risk Management

    4 weeks ago

    Bengaluru, India 3M Full time

    Role Title -Credit Risk Management – Treasury Supervisor LeadJob Grade11Company- New Healthcare Business of 3M - Solventum (KCI)The Impact You will Make in this Role:As a Credit Risk Management – Treasury Supervisor Lead, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse people around...

  • Credit Risk Management

    1 month ago

    Bengaluru, India 3M Full time

    Role Title - Credit Risk Management – Treasury Supervisor LeadJob Grade 11Company - New Healthcare Business of 3M - Solventum (KCI) The Impact You will Make in this Role:As a Credit Risk Management – Treasury Supervisor Lead, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse people...

  • Credit Risk Management

    4 weeks ago

    Bengaluru, India 3M Full time

    Role Title - Credit Risk Management – Treasury Supervisor Lead Job Grade 11 Company - New Healthcare Business of 3M - Solventum (KCI) The Impact You will Make in this Role: As a Credit Risk Management – Treasury Supervisor Lead, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse...

  • Credit Risk Management

    4 weeks ago

    Bengaluru, India 3M Full time

    Role Title - Credit Risk Management – Treasury Supervisor LeadJob Grade 11Company - New Healthcare Business of 3M - Solventum (KCI) The Impact You will Make in this Role:As a Credit Risk Management – Treasury Supervisor Lead, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse people...

  • Chaitanya India Fin Credit

    4 weeks ago

    Bengaluru, India Chaitanya India Fin Credit Pvt. Ltd Full time

    Operational Risk & Enterprise Risk ManagerSkills and Requisites :- Strong knowledge of operational risk concepts, frameworks, and methodologies, including an understanding of industry best practices and evolving trends.- Excellent analytical and problem-solving skills to assess complex situations, identify vulnerabilities, and propose effective risk...

  • Credit Risk

    2 weeks ago

    Bengaluru, India JPMorgan Chase & Co. Full time

    Job Summary As a Associate / Sr Associate in our Credit Risk Middle Office, Private Banking Operations team, you will be responsible for supporting the implementation of the platform modernization initiatives and Business Management along with Stakeholder Management. The modernization effort entails partnering with senior stakeholders in designing the...

  • Commercial Banking Risk

    4 weeks ago

    Bengaluru, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Commercial Banking Risk - Credit Risk Associate within the Commercials Banking Risk India team, you will be at the...

  • Sr. Quantitative Risk Analyst

    2 weeks ago

    Bengaluru, Karnataka, India Shell Business Operations Full time

    Market Risk: The Market Risk department is a specialized unit in Finance Operations that operates in the Chennai and Manila centers. The team has front line responsibility for risk measurement; deal valuation, exposure reporting and price validation. The department pulls together a range of expert skills that ensure accurate and timely reporting, and allow...

  • Honeybee Retail Credit Risk

    1 week ago

    Bengaluru, India CRISIL Full time

    The role entails supporting the Credit Risk team of a global bank, in analysing their retail lending products (such as mortgages, credit cards, loans and overdrafts) - Supporting loan origination activities such as loan approvals/declines, credit line assignment, risk-based loan pricing, limit setting, loan loss modelling, line increase/decrease, etc. -...

  • Credit Risk Forecasting and Data Analytics

    3 weeks ago

    Bengaluru, India JPMorgan Chase & Co. Full time

    The Credit Forecast Team support the US credit forecasting functions in execution of their processes through analytical insights, new age technologies and predictive analysis. As a Loss Forecasting Risk Analytics - Associate within the Auto Finance Credit Forecast and Portfolio Analytics team, you will play a crucial role in overseeing and producing the...