Area Credit Manager

DescriptionKey Objective of the Job:To drive Rural Individual Loan business underwriting and creating quality portfolio.Major Deliverables:•    1. Managing a team of Branch credit managers, Credit Executives. •    2. Conduct personal discussion with customers to establish Credit worthiness.•    3. Pre and post sanction credit risk...

Job PurposeThe purpose of this job is to execute risk and credit operations on assigned transactions in alignment with established frameworks and processes, ensuring effective and efficient loan underwriting across ABHFL service offerings for sound portfolio quality management. This role is expected to take approval decisions as per approval matrix after due...

Role & responsibilitiesCredit analysis of proposal and preparation of credit notes.Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.Meeting new customers and existing customers on regular basisMonitoring of portfolio on regular basis....

DescriptionMajor Deliverables: Quality of Credit UnderwritingPortfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etcPortfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etcTo raise early warning signals for exit of stress accounts and take due...

Job Purpose:This position is responsible to develop, refine and implement a robust risk management framework for TVS Credit, aligning it to the future needs and in line with the market best practicesKey Responsibilities:Preparing product level risk deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces,...

Company DescriptionTata Capital Limited, a subsidiary of Tata Sons Limited, is registered with the Reserve Bank of India as a Core Investment Company. It offers a range of fund and fee-based financial services to retail, corporate, and institutional customers under the Tata Capital brand. The company caters to various business areas including Commercial...

Job Title: Accounts Receivable - Credit & CollectionsRoles and Responsibilities:Manage Accounts Receivable, and Credit Control processes to ensure timely payments from customers.Analyze financial data to identify trends and improvement areas in the collections process.Develop and implement strategies to reduce delinquencies and enhance customer...

Job PurposeThe Credit Management Representative is responsible for all elements of Credit Balance Management which include but is not limited to: Triaging patient and insurance credit balance to determine root cause, correcting contractual/manual adjustments, identifying overpayments and creating refund requests including appropriate documentation to support...

Responsibilities:Evaluate loan applications, assess borrower creditworthiness, analyze financial statements, credit scores, and repayment capacity, and approve or reject credit proposals.Monitor credit risks, track repaymentsEnsure documentation

Prepare comprehensive Credit Appraisal Memorandums (CAMs) for NBFC lending, including in-depth analysis of the promoter profile, business model, market positioning, and operational strengths.Conduct detailed financial analysis of clients, including Profit & Loss statements, Balance Sheets, Cash Flow statements, and computation of key financial ratios to...