Assistant Credit Manager
4 hours ago
Company Description
Real Touch Finance Ltd is a registered Non-Banking Finance Company (NBFC) based in India. Established in 1984 and officially incorporated under the Companies Act, RTFL is passionate about simplifying lending processes while delivering unparalleled service. Our team is committed to empowering customers and ensuring financial inclusion for individuals and businesses alike. Join us in paving the way for financial growth and helping meet financial needs and aspirations.
Role Description
This is a full-time on-site role for an Assistant Credit Manager located in Chennai. The Assistant Credit Manager will be responsible for managing credit, assessing credit risk, and conducting financial analysis. Day-to-day tasks will include evaluating credit applications, monitoring credit limits, and performing credit risk assessments. The role will require collaboration with various departments to ensure efficient credit management.
Qualifications
- Credit Risk Management skills and Financial/ Property related knowledge
- Strong Analytical Skills and ability to optimise MS excel functions for data analysis
- Experience in Credit assessment and monitoring
- Excellent written and verbal communication skills
- Experience in the financial services industry and knowledge of RBI regulations is a plus
- Master's degree in Finance, Economics, Business or a related field
-
Chief Manager
4 days ago
Chennai, Tamil Nadu, India TVS Credit Services Ltd Full time ₹ 15,00,000 - ₹ 20,00,000 per yearThis role is responsible to create, review and implement credit policy for the Consumer Durable Loan business in line with business requirements. Also responsible for maintaining productivity, delivering solutions as per predefined SLAs and implementing policy-related enhancements.Role & responsibilities:Formulating and implementing policy, procedures &...
-
Chief Manager
4 days ago
Chennai, Tamil Nadu, India TVS Credit Services Ltd Full time US$ 90,000 - US$ 1,20,000 per yearJob Purpose:This role is responsible to lead the development and oversight of credit policies for the Consumer Durable Loans portfolio. The ideal candidate will have a strong understanding of consumer lending risk, product-specific dynamics, and customer behavior in the consumer finance space, particularly within banks or NBFCs.Key Responsibilities:Develop...
-
Assistant Manager, Credit Risk
4 hours ago
Chennai, Tamil Nadu, India Citi Full time ₹ 5,00,000 - ₹ 15,00,000 per yearDiscover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewThe Credit Maintenance Analyst 1 is an entry level position...
-
Area Credit Manager
1 week ago
Chennai, Tamil Nadu, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per yearDescriptionKey Objective of the Job:To drive Rural Individual Loan business underwriting and creating quality portfolio.Major Deliverables:• 1. Managing a team of Branch credit managers, Credit Executives. • 2. Conduct personal discussion with customers to establish Credit worthiness.• 3. Pre and post sanction credit risk...
-
Credit Manager
7 days ago
Chennai, Tamil Nadu, India Real Touch Finance Limited Full time ₹ 15,00,000 - ₹ 25,00,000 per yearPrepare comprehensive Credit Appraisal Memorandums (CAMs) for NBFC lending, including in-depth analysis of the promoter profile, business model, market positioning, and operational strengths.Conduct detailed financial analysis of clients, including Profit & Loss statements, Balance Sheets, Cash Flow statements, and computation of key financial ratios to...
-
Credit Management Representative
1 week ago
Chennai, Tamil Nadu, India Med-Metrix Full time ₹ 2,50,000 - ₹ 7,50,000 per yearJob PurposeThe Credit Management Representative is responsible for all elements of Credit Balance Management which include but is not limited to: Triaging patient and insurance credit balance to determine root cause, correcting contractual/manual adjustments, identifying overpayments and creating refund requests including appropriate documentation to support...
-
Credit Manager
4 days ago
Chennai, Tamil Nadu, India Skillventory Full time ₹ 40,00,000 - ₹ 1,20,00,000 per yearWe are looking for Credit Manager - EIL (Education Institutional Loan) / School Funding / School Loan with leading NBFC.Location : ChennaiPlease share your updated resume if interested.
-
Chief Manager
4 days ago
Chennai, Tamil Nadu, India TVS Credit Services Ltd Full time US$ 1,50,000 - US$ 2,00,000 per yearJob Purpose:This role will be responsible to lead the design and execution of credit strategies for cross-sell personal loan programs. The role requires a strong background in retail credit risk, data-based decisioning, and exposure to NBFC or fintech ecosystems where digital origination and alternate data play a key role.The role requires to completely own...
-
Chief Manager
4 days ago
Chennai, Tamil Nadu, India TVS Credit Services Ltd Full time ₹ 15,00,000 - ₹ 20,00,000 per yearJob Purpose:This role is responsible to manage and grow Pre-Approved Base (PAB) portfolio across consumer lending products such as consumer durable, cross sell, credit card, personal loan and gold loan. The ideal candidate will bring deep domain expertise in the banking sector with a strong understanding of data-driven customer targeting, product strategy,...
-
Credit Manager- Commercial Vehicle
2 weeks ago
Chennai, Tamil Nadu, India Yes Bank Full time ₹ 5,00,000 - ₹ 15,00,000 per yearCHIEF RESPONSIBILITIESEnsure quality Appraisal of credit for worthy borrowers.Ensure timely credit and transaction approvals for delegation under self.Follow up with seniors for credit / transaction approvals.Managing loan portfolio with respect to credit rating/quality.Identify de risk account / AL accounts.Monitoring of Team TAT and Productivity.Ensuring...