Credit Manager

This role is responsible to create, review and implement credit policy for the Consumer Durable Loan business in line with business requirements. Also responsible for maintaining productivity, delivering solutions as per predefined SLAs and implementing policy-related enhancements.Role & responsibilities:Formulating and implementing policy, procedures &...

DescriptionKey Objective of the Job:To drive Rural Individual Loan business underwriting and creating quality portfolio.Major Deliverables:•    1. Managing a team of Branch credit managers, Credit Executives. •    2. Conduct personal discussion with customers to establish Credit worthiness.•    3. Pre and post sanction credit risk...

Prepare comprehensive Credit Appraisal Memorandums (CAMs) for NBFC lending, including in-depth analysis of the promoter profile, business model, market positioning, and operational strengths.Conduct detailed financial analysis of clients, including Profit & Loss statements, Balance Sheets, Cash Flow statements, and computation of key financial ratios to...

Job Purpose:This position is responsible to develop, refine and implement a robust risk management framework for TVS Credit, aligning it to the future needs and in line with the market best practicesKey Responsibilities:Preparing product level risk deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces,...

Job Purpose:This role will be responsible to lead the design and execution of credit strategies for cross-sell personal loan programs. The role requires a strong background in retail credit risk, data-based decisioning, and exposure to NBFC or fintech ecosystems where digital origination and alternate data play a key role.The role requires to completely own...

Job Purpose:This role is responsible to lead the development and oversight of credit policies for the Consumer Durable Loans portfolio. The ideal candidate will have a strong understanding of consumer lending risk, product-specific dynamics, and customer behavior in the consumer finance space, particularly within banks or NBFCs.Key Responsibilities:Develop...

Job Purpose:This role is responsible to manage and grow Pre-Approved Base (PAB) portfolio across consumer lending products such as consumer durable, cross sell, credit card, personal loan and gold loan. The ideal candidate will bring deep domain expertise in the banking sector with a strong understanding of data-driven customer targeting, product strategy,...

CHIEF RESPONSIBILITIESEnsure quality Appraisal of credit for worthy borrowers.Ensure timely credit and transaction approvals for delegation under self.Follow up with seniors for credit / transaction approvals.Managing loan portfolio with respect to credit rating/quality.Identify de risk account / AL accounts.Monitoring of Team TAT and Productivity.Ensuring...

Role & responsibilitiesEnsure quality Appraisal of credit for worthy borrowers.Ensure timely credit and transaction approvals for delegation under self.Follow up with seniors for credit / transaction approvals.Managing loan portfolio with respect to credit rating/quality.Identify de risk account / AL accounts.Monitoring of Team TAT and Productivity.Ensuring...

Job PurposeThe Credit Management Representative is responsible for all elements of Credit Balance Management which include but is not limited to: Triaging patient and insurance credit balance to determine root cause, correcting contractual/manual adjustments, identifying overpayments and creating refund requests including appropriate documentation to support...