Credit Manager- M/SM

2 days ago


Chennai, Tamil Nadu, India Yes Bank Full time ₹ 10,00,000 - ₹ 15,00,000 per year

Role & responsibilities

Ensure quality Appraisal of credit for worthy borrowers.

  • Ensure timely credit and transaction approvals for delegation under self.
  • Follow up with seniors for credit / transaction approvals.
  • Managing loan portfolio with respect to credit rating/quality.
  • Identify de risk account / AL accounts.
  • Monitoring of Team TAT and Productivity.
  • Ensuring adherence to the credit policy and process.
  • Review of Delinquency
  • Review exceptions and approval for knocking.
  • Respond on the Hindsight and Internal audit observations
  • Conduct monthly Regional Council Meetings with all the stakeholders.
  • Assessment of Credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
  • Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level
  • Monitoring of delinquency, exceptions, portfolio movement.
  • Maintaining data as required by the Senior Management
  • Financial Analysis and Market knowledge of industry segment

Preferred candidate profile

A CA/ MBA from a reputed institute

Minimum of 3 to 5 years of work experience in credit evaluation in a Bank


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