Lead Policy

23 hours ago


Mumbai, Maharashtra, India CSB Bank Full time ₹ 12,00,000 - ₹ 24,00,000 per year
Description

Design thinking, Competition Connect, Risk adn Credit Due Deligence Understanding, D Analytical Skill, Drafting and Designing skills, Deep understanding of retail products end to end loan life cycle, System understnding - LOS/ LMS/ End to end loan processing, System flow knowledge, Presentation Skills, Soft Skill to manage team/ people.

Responsibilities

1) Formulating Credit Policy and Operational Guidelines for Retail business with a focus on secured/ unsecured loans such as loan against property/mortgage loans, consumer finance, vehicle finance, personal loans, etc. 2) Evaluate, implement and monitor internal & external Credit scoring models in partnership with business/Credit department 3) Risk Analysis for new product approvals and new business 4) Establish requirements for data maintenance and management and working with IT on implementation. Create management reporting using visual interface-based tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, Risk segment, score band, or marketing channel), vintage and account levels to identify positive and negative trends such as improved portfolio quality or heightened delinquencies and recommend strategy changes to the business 5) Tracking performance against guardrails, analyze portfolio and macro-economic data to determine potential impact on business operations. 6) Report control weaknesses, compliance breaches and Operational loss events. 7) Evaluate Credit loss assumptions for benign and stress case scenarios used for valuation models at the time of portfolio acquisitions, portfolio performance monitoring and conduct independent validation and vintage level loan performance - Develop and build an

Qualifications

Experience Range : 10 to 15 Years   Qualifications : Graduate (Any Specialisation) Post Graduate (Any Specialisation) MBA CA

  • Lead Policy

    2 weeks ago


    Mumbai, Maharashtra, India CSB Bank Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Lead Policy - Retail| Mumbai Design thinking, Competition Connect, Risk adn Credit Due Deligence Understanding, D Analytical Skill, Drafting and Designing skills, Deep understanding of retail products end to end loan life cycle, System understnding - LOS/ LMS/ End to end loan processing, System flow knowledge, Presentation Skills, Soft Skill to manage...


  • Mumbai, Maharashtra, India Indusind Bank Full time ₹ 1,20,000 - ₹ 3,60,000 per year

    Job title: Lead Process PolicyLocation: MumbaiBU/Function: Liabilities - Consumer BankJob Responsibilities: As a Process and Policy Manager, the candidate would be responsible for ensuring Compliance of various liabilities & payment products as per regulators like RBI / Internal Audit Teams/ NPCI. Candidate would work on process & policy framework for...

  • Lead Risk Policy

    3 days ago


    Mumbai, Maharashtra, India Skillventory Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    Role & responsibilities• Draft the credit policy for the personal loan product seeking to achieve a balance between business growth and risk metrics.• Closely interact with the technology team to ensure that the credit policy rules are appropriately coded in the Business rule engine.• In addition, adhere to Regulatory and Audit Compliance• Review and...

  • Risk Policy Manager

    2 weeks ago


    Mumbai, Maharashtra, India Motilal Oswal Home Finance Ltd (MOHFL) Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Role & responsibilitiesCreating location, product, customer profile specific policies and upload / dissemination of the( Role ) samePointing out issues, opportunities and suggesting corrective actions to build a quality portfolioSuggesting modifications to credit policies based on data backed analysisMaintaining, Record keeping and periodic review of the...

  • Unsecured Risk Policy

    2 weeks ago


    Mumbai, Maharashtra, India Citi Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    We, at Citi, believe in the power of Data and Analytics driven decision making. Our high-quality financial products and services enable consumers and businesses to prosper and grow in domestic markets, as well as internationally. We put the customers at the center of everything we do and data at the center of how we do it. We continue to combine our scale,...

  • Unsecured Risk Policy

    2 weeks ago


    Mumbai, Maharashtra, India Citi Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewWe, at Citi, believe in the power of Data and Analytics driven...


  • Mumbai, Maharashtra, India Kotak Life Insurance Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DESIGNATION:-Chief ManagerPOSITION GRADE:-L5DEPARTMENT:-OperationsSUB DEPARTMENT:-Policy ServicingLocation:- Goregaon East, IT ParkKey Responsibilities;Lead the payout team to efficiently manage and address customer requests well within defines TAT.Develop and implement policy owner services and procedures.Develop strong inter and intra department...


  • Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Team Member-Risk-Consumer Durables-Risk Job Description Job Title: Risk Analyst and Policy Manager Level: M3/M4Department: Risk, BL & Working capitalLocation: Head Office BKC Mumbai Job Role Risk Policy & Analytics Manager – BL & Working capital Job Responsibilities Understanding of Unsecured SME Business (Business loans) with ability...


  • Mumbai, Maharashtra, India Godrej Capital Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    FunctionPolicy - Supply chain FinanceJob PurposeTo define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and...


  • Mumbai, Maharashtra, India Grayquest Finance Full time ₹ 5,00,000 - ₹ 12,00,000 per year

    Job Description: Health Insurance Policy AdvisorLocation: MumbaiExperience: 2-3 years in Health Insurance Advisory/SalesEmployment Type: Full-timeJoining: ImmediateAbout GrayQuestGrayQuest is a rapidly growing FinTech company in the Indian education ecosystem. We specialize in providing EMIs for the $100B+ education market, offering zero-cost installments...