Risk Policy Manager

2 weeks ago


Mumbai, Maharashtra, India Motilal Oswal Home Finance Ltd (MOHFL) Full time ₹ 8,00,000 - ₹ 12,00,000 per year

Role & responsibilities

Creating location, product, customer profile specific policies and upload / dissemination of the

( Role ) same

  • Pointing out issues, opportunities and suggesting corrective actions to build a quality portfolio
  • Suggesting modifications to credit policies based on data backed analysis
  • Maintaining, Record keeping and periodic review of the policies in accordance with the portfolio study
  • Participating in monthly / quarterly reviews leading all studies and presentations for the same
  • Undertaking detailed portfolio performance analysis and highlighting any adverse trends to management
  • Closely monitoring first time bounce, non-starters, infant delinquency of the new amends / policies
  • Tracking the business impact and portfolio health of new policies / products and amends
  • Tracking quota / sub-quota branch / geography wise for new policies / products and amends

Undertaking studies to track performance and liaising with stakeholders (Sales, Credit and Collections) to follow through on corrective and preventive actions to improve portfolio quality.

Preferred candidate profile

  • Graduate (BBA / BBM / B. Com / BA Economics with minimum 5 years work-experience

  • Post Graduate (MBA/ PGDBM Finance or Marketing), CA with minimum 3 years work-experience


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